Having Fun and Adventure With Your Family is Easy This Holiday Season

The holidays are nearly upon us and this means that the family will be together for an extended period of time. School will be out and you will also likely have time off from work so parents and kids will be together and wanting to make good use of this time. The winter holidays are a great time to bring family together around fun and entertaining activities for you all to enjoy. Here are a few easy ways to make this the best holiday ever.

Visit a Disney Theme Park

A trip to a wonderful world of Disney theme park is an unforgettable, lifetime experience. The parks have been designed to fulfill every fantasy and desire that young people have. They are big, beautiful, and extremely larger than you can imagine. They have Disney characters walking throughout the park, and your favorite Disney merchandise is available for sale. Most importantly they have rides and attractions that are designed to thrill and fascinate young people. Many of the rides are Interactive, and others teach important things to young people about history, courage, and good ethics. The parks also have tons of things for adults to do, so won’t feel as if all you’ll be doing is standing around watching your kids have fun.

If you choose to go on a Disney vacation, buy your tickets online to avoid the queues. Disney is known for having very long lines so if you purchase tickets in advance online, you will do yourself a great service. You can buy tickets for all the Disney parks online, and also when you purchase this way, you receive a discount over what you would pay at the park. So order your vacation early and save some money as well.

Visiting Family

Most families don’t get enough time with their extended families, so anytime you can bring the kids and visit relatives; whether it’s cousins, grandparents, or others, it is the potential for wonderful vacation. If your extended family lives near you, you can plan events for the group to do together. In fact you can do things like going to theme parks, and cultural places where your group might enjoy the day and each other’s company.

Staying Home

When you talk about options for a holiday, one option is to stay home with your family. Since you’ll have time off your work, you can have uninterrupted time with the kids and spouse in an environment that you know very well. You can plan all sorts of activities that the family can do that may involve short-term trips which can occur during the day.

You can visit your local zoo, aquarium, museums, and other fun and interesting cultural places in and around your town. You can also have this type of vacation cheaply and it will allow you to spend your nights in your own bed. It may not be a glamour filled or super exciting, but the kids will appreciate that you are there and engage with them during the holiday.

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Why The European Super League Could Kill Football As We Know It

Money talks in football. Some people already say it talks too loudly; the past few years have seen transfer records shattered again and again, with the world’s top players changing hands for more than the entire GDP of some developing nations. TV money for the biggest leagues and clubs runs into the billions. Despite that, ticket prices for the average fan continue to rise in some countries even though the clubs charging for access are richer than ever. For a few fans, the game is already ‘gone’ – the connection between a town or city’s club and the people who live in the area has been broken, and too many players are more motivated by money than they are love of the game.

The perceived problem also extends to the boardroom. The world’s largest clubs are often owned by businessmen or huge corporations, many of whom have little or no interest in the sport, and either use the club as a form of personal entertainment, or means to expand upon their already massive wealth. With each passing season, the sport feels more and more like its out of the hands of the public, and securely within the grasp of big business.

If a report by German newspaper Der Spiegel is to be believed, that issue might be about to get even worse.

The European Super League

The paper claims to have seen evidence that many of Europe’s top clubs are preparing to create an annual European Super League, contested between themselves, at the exclusion of everybody else. There’s even been a suggestion that the interested clubs are willing to completely divorce themselves from their current national leagues and compete solely within this new league, thus reducing the quality of both their domestic league and the players in it.

The appeal is obvious. The European Champions League is the richest and most prestigious competition in club football. Only the World Cup can truly rival it in terms of size and appeal. All the biggest clubs want to be in it, all the greatest players want to play in it, and all the richest sponsors want their names to be plastered all over it. According to Der Spiegel’s report, the teams involved in this new league will be selected purely based on their cash value, their history of success, and their global profile. Instead of the occasional weekend fixture where Manchester United might be playing a lower ranked team at home like Cardiff City, they could be playing a team of the quality of Juventus or Inter Milan on a weekly basis. Real Madrid no longer need to worry about playing Levante; they’ll be up against Bayern Munich, or Chelsea. No more dud games. No more low stakes. Every game, every week of the season, will be high profile.

To the businessmen in charge of the idea, it makes all the sense in the world. If every game is huge, then they can demand more money from both sponsorship and television to broadcast it and be attached to it. The world’s biggest gambling firms are already involved in sponsoring football in all of Europe’s major leagues, but when they sign on the dotted line for their deals, none of them are truly relishing the prospect of sponsoring Fulham vs Brighton & Hove Albion. It’s the massive games that they want their brand to be connected to, and a European Super League would be like finding Queen Cleopatra’s gold every week. Big money sponsors aren’t in the habit of backing a loser. This idea wouldn’t have got off the ground if someone didn’t think it had potential.

Why Fans Lose Out

It’s the prestige and exclusivity of such a concept that puts fans off the idea. According to the draft plans that have been leaked so far, the league wouldn’t have any annual promotion or relegation; the teams are the teams, and would remain there every year much as they do in the American NFL, regardless of how well or poorly they performed. Eleven of the proposed sixteen teams would be ‘founder members’ with bulletproof status, with the remaining five being ‘invited guests’ who may or may not be replaced further down the line.

Firstly, creating such a structure removes the romantic thrill of a complete outsider winning the top prize from nowhere. Never again would we see a Leicester City story. Never again would we see a team come up from a lower league and suddenly compete at the top of the table. Competition would stagnate, and teams would become complacent and lazy.

Secondly, what makes the Champions League so great as it is right now is the fact that it’s an achievement just to get there, and the games are special. Entering the Champions League is the culmination of a season of hard work from the teams who qualify for it. Barcelona vs AC Milan is a special game because it doesn’t happen every week. The more we see a fixture, the less special it becomes. It wouldn’t take long before the all-star nature of the fixtures started to lose their luster. For the teams who seem likely to finish lower down the rankings of a European Super League – the Arsenals and Athletico Madrids of the world – it could damage the perception of them as a top class club, full stop.

The Association of European Leagues – a body which represents 900 clubs across 25 European countries – has already issued a statement condemning the proposal, and stating that the creation of this new league would harm the standing of their member clubs, take money away from teams who weren’t involved, and decrease the value of every individual country’s domestic competition. If all the money goes into the new Super League, there will be less going into the EPL, La Liga, Serie A and all the leagues below them. Television and sponsorship money will decrease. Clubs will, inevitably, go out of business.

European Super Leagues have been proposed, or at least discussed, a number of times since the 1990s. None have ever got off the ground, or progressed past the first couple of rounds of talks. This latest proposal seems to have a little more weight behind it, and has progressed to a farther point than perhaps any before it. It’s to be hoped, for the good of domestic club football, that someone pulls the plug before it’s too late.

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Getting A Mortgage – Top Advice

So, you’ve decided to take the plunge and buy your first home. Congratulations! Owning a home can be a stressful experience, but it can also be an extremely fulfilling and satisfying one. When you’re a homeowner, your property is your oyster; you can fill it with as much decoration as you like, as well as carrying out renovations and DIY projects whenever you want to.

Taking out a mortgage is pretty much the most common way people buy homes. Most people don’t have the cash to pay for the property upfront, so they negotiate a long-term loan with a bank or building society in order to pay off the cost of the house (plus interest, usually) over time. It can be pretty daunting applying for your first mortgage, so we’ve gathered together a list of handy tips for you to consider when you’re about to apply.

One quick tip before we start: don’t be afraid to take out a second mortgage once you’re comfortably into your first one. Second mortgages can be great for DIY projects, renovations, family planning and many other aspects of life. Check out StepOneFinance’s second mortgage loans to get you started.

Pay off as much initially as you can

Of course, it’s very unlikely that you’ll have anywhere near the requisite amount of money to pay off the entire value of the property immediately – otherwise, why take out a mortgage? With that said, it’s definitely advantageous for you to pay off as much as you can outright. The reason is twofold. First off, you’ll obviously have less to pay on the mortgage over time if you pay more initially, or you’ll be able to negotiate a shorter term. Secondly, many mortgage providers offer lower interest rates to those who are able to put down larger deposits; if you’re able to provide around 40% of the property’s overall value, then you can look forward to lower interest rates in the future.

Thoroughly research the property

The last thing you want as you move into your new property is to discover something ugly or unwanted about it that you didn’t know when you moved in. Estate agents are just doing a job, but it’s in their best interests to cover up or circumvent potentially problematic aspects of the property in order to secure a sale. Make sure that you visit the property as many times as possible before you buy; in addition, see if you can find anything out on the Internet in terms of the area in which the property is located. There’s nothing worse than moving in to what looks like your dream home, only to find out that it’s a crime hotspot or there’s a local source of unbearable noise day in, day out.

Find out your credit score

If you want to get a seriously good mortgage deal for yourself, you’ll need a good credit rating. Failing to pay back loans, accruing big credit card balances and holding multiple credit accounts at once can all negatively impact your credit score, which in turn can be a big blow to your ability to get a mortgage. A low credit score isn’t necessarily a complete barrier to getting a mortgage, but the better deals require a higher score. You can use services like Experian and Noddle to check your credit score, which you should do prior to beginning any mortgage proceedings; coming armed with that sort of knowledge can save you a lot of time and hassle further down the line.

Self-employed? Have documents to hand

Most mortgage providers will require your latest payslip to prove your income, and in some cases they’ll want to see a bank statement to prove the income is regular. That’s if you’re in regular employment. If you’re self-employed, getting a mortgage can become a real headache. Self-employment is a difficult prospect for lenders, because it can be hard to understand how being one’s own boss translates into a regular, dependable income. You’ll need to collect proof of your earnings over the last 2-3 years to show to your lender, whether this is via an official HMRC form or your own meticulously kept records. If you don’t keep records, you should absolutely start doing so if you want a mortgage.

Settle as many debts as possible

Mortgage lenders don’t like outstanding debts, as they look like a good indicator of your inability to pay a mortgage. One top tip offered by Your Mortgage Solutions, based in Rugeley; Examine your income and expenditure closely and see where you can pay off debts you’ve accrued. Outstanding credit card debts, unsecured loans and unused accounts can all contribute towards mortgage lenders passing you over, so get your affairs in order before applying.

These are just a few tips to get you started on the road to your first mortgage. Owning a home is an arduous process; there’s paperwork to be filled out and a thorough assessment of your finances to go through. Once that’s done, though, it’s an unmatched adventure.

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Plan Your Way to a Better Credit Score

If you’re like most people, you’ve probably thought about improving your credit score. It can sometimes seem overwhelming, which is why creating a plan to fix your credit is a great place to start. The good news is that there are many things you can do to improve your credit score. Many of these are easy to accomplish and can make a huge impact in a relatively short period of time. This article will address some tips and plans you can follow to get started on the road to a healthy financial future.

Credit affects us on a regular basis. If we have great credit, it’s easy to get approved for personal loans, credit cards, auto loans, and anything else we may desire. If we have poor credit, the story goes much differently. While loans for struggling credit exist for those who need them, the amounts are typically capped at around $2000. While useful for a family covering the cost of groceries for a month or paying for a car repair, such relatively small sums are impractical for big life-changing purchases.

Fortunately, there are much easier ways to fix your credit problems. You first must come to terms with exactly what your financial situation is. Knowing what’s on your credit report is the first step. Many services online will be able to provide you with a credit report for free or very little money. After you review your debt, you can begin formulating a plan. If you have many accounts in collections, you may want to consider a credit counseling service. Unlike so-called credit repair services, which are unable to do anything for someone they can’t do on their own, credit counselors help consumers to plan their path to improving credit. They provide insights custom tailored to the specific situation a person is going through, and while they don’t promise a silver bullet solution, they can provide invaluable assistance in formulating a proven way to fixing their bad credit.

Another way to fix your credit is to not apply for credit when it isn’t absolutely needed. Inquiries on your credit report reduce your score. Also, having excessive lines of credit will reduce your score as well. Close accounts that aren’t active. If you do have credit cards that are in good standing, try to pay as much towards them each month as you can. Credit utilization under 30 percent is considered to be optimal. Whatever you do, try to avoid bankruptcy. This has a long-term and often devastating effect on your credit. Instead, attempt to negotiate reduced settlements in order to clear your debts. Many companies will be happy to take some money than none at all. Some companies will also negotiate settlements on your behalf. However, this is, of course, for a fee.

All it takes to get your credit back on track is a little work on your part. Take the time to look at your financial picture and see what you can do to make it better. If you need help, it’s readily available. Once you’re able to get your credit score up, you’ll have much better credit terms. Remember, it’s up to you to act responsibly and use credit wisely.

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Becoming A Trader – What Are The Steps?

Thanks to the Internet, becoming a trader has never been easier. Previously the exclusive premise of trained Wall Street brokers and professionals, the trading industry has been blown wide open by the range and reach of information available for amateurs and newcomers online. Trading is lucrative, it’s (reasonably) simple, and it’s enjoyable, too, especially if you like your work to be varied and exciting.

It’s not easy to know exactly where you need to start, though. Trading might be more accessible than it’s ever been, but it can still sometimes seem a little “closed off” to those who aren’t in the know about the steps they need to take. We’ve put together a useful list of steps you need to take to get you started as a trader.

1. Know yourself

Unfortunately, the first step doesn’t actually involve getting started on trading, or at least not right away. Put simply, you need to know who you are before you start trading. Do you have the skills required to make this a full-time job, and to commit yourself to it as though it were any other form of employment? When you become a trader, the onus is all on you. There’s no employer looking over your shoulder and making sure you complete that assignment on time, and there’s no punch card you slot through every time you clock in.

If that sounds attractive to you, then that’s a good start, but you’ll also need a very good head for numbers, a sense of self-worth that doesn’t get knocked during periods of downtime (which there will be), and a working knowledge of the ins and outs of finance. If you’re confident that you have all that, or that you can acquire it, then congratulations: you’re the right kind of person for trading.

2. Research markets and brokers thoroughly

The Internet isn’t just a great resource for trading in itself; it’s also a fantastic place to simply learn more about your chosen subject. In the case of trading, for example, it’s imperative that you understand the difference between the various kinds of securities you’ll be trading in, as well as the dynamics of how these different securities trade and how they will impact your capital.

Depending on the kind of trading you want to engage in, you’ll also want to research your brokers thoroughly to get an idea of the best services available to you. Websites like Forex Trading Expert are fantastic for this. Forex Trading Expert collates all the top foreign exchange trading brokers and rates them based on independent research and community review, so you’ll always know you’re getting the best service available.

3. Build up capital before you start

During your time as a trader, it’s inevitable that you will have downtime. Whether you make a mistake in terms of investment or the stocks you’ve invested in simply don’t perform too well in a given period of time, it’s no reflection on you that there will be times when trading doesn’t make you the profit you’d like it to. During these times, it’s really important that you have a bed of capital you can fall back on.

This also depends entirely on the scale at which you intend to trade. If you’re a small-scale trader and don’t want to enter too heavily into the market, then you’re probably safe with a smaller amount of capital (say $25k-50k). If, however, you want to trade as a full-time job and don’t intend on having any other supplemental income, then you should have at least around $100k-$150k before you begin.

4. Keep an eye on strategies – and don’t be afraid to switch

There are a number of tailored trading strategies available to both novices and experts, and they’re great ways to get started. It’s wise to have more than one strategy under your belt so that, should one strategy fail, you can easily switch to another one without too much loss of capital or time. There are plenty of books and articles online which can help you to devise or adopt optimal trading strategies.

There will also be times when a strategy which has served you well for months suddenly doesn’t work any more. When this happens, it’s time to switch. Find yourself more than one trading strategy, preferably from different sources, and switch between them depending on the state of the markets. You should also be continually looking for new strategies – keeping on top of the markets and how they’re moving is crucial for a trader.

We hope these initial few steps help in getting you started on the road to becoming a trader. It’s unpredictable work, but it can be immensely exciting and – more importantly – extremely profitable for you.

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Top Flooring Options for Your Home

The idea to renovate and upgrade your home is one that many homeowners have taken to heart today. They want a new kitchen or bathroom, or to make their family room larger, or even add an additional bedroom. These are all great upgrades that can add to the beauty and comfort-ability of your home.

One of the best home upgrades to make is to add new high quality flooring to some or all of the rooms in your home.

Flooring has become a top renovation statement and is sometimes overlooked as a way to upgrade the look in rooms, hallways and other areas of your home. That is until the homeowner actually does the upgrade and then the reaction is that they regret waiting so long. There are many options for new flooring. Here are some of the most popular options for you to consider.

Hardwood

In terms of the most beautiful and elegant type of flooring hardwood has virtually every other type of flooring beat. Hardwood flooring covers a variety of hard woods that range in color, style and have unique patterns. The wood planks come in a range of widths and are always finished with coatings that make the wood look beautiful and last for years. They can bring out the look of furniture, drapes and wall coverings improving the stylishness of each.

In terms of upkeep, hardwood floors are easy to maintain with only a dry mop needed for cleaning. Dust and food will not stick to the floors. You will however every year or so depending on traffic have to get the floors polished. And must be careful however because the floors can scratch easily and deep scratches will require a professional to remove. Also you cannot let the floors get excessively wet or the wood will warp. If you are a bit careful, and do not put them in high traffic areas, your hardwood floors will last for decades and give you great service.

Engineered Wood

Engineered wood is manufactured by binding or fixing the strands, particles, fibres, or veneers or boards of wood, together with adhesives, or other methods. Engineered wood flooring is made from the same hardwoods and softwoods used to manufacture lumber. They contain a thin layer of hardwood on top and a plywood base beneath. Since engineered wood has a thinner layer of hardwood on top, it is not as durable as hardwood flooring. It can also chip of break more easily.

However engineered flooring does offer some advantages over hard wood. First, it can be purchased for less than expensive hardwood flooring. Also, is an excellent choice for areas where solid hardwood cannot be installed, like in basements, over concrete floors or over radiant heating systems. Engineered wood like Kahrs engineered wood flooring can be purchased in the most elegant styles and many that cannot be found in traditional wood flooring. It also is has advantages over carpet because it does not hold dirt or dust that can trigger allergies.

Carpet

Carpet has been a go to floor covering for forever because of its many positive attributes. It can be purchased in all price ranges. It is very durable and suitable for high traffic areas. Carpet comes in a huge range of styles and looks to match any room or furniture. And it feels great on bare feet.

Carpet can be challenging because it can be difficult to clean especially if spills get into the padding. If it collects too many spills, carpet can begin to smell. It also collects dust and even with frequent vacuuming it can be difficult to fully clean. There are however some great carpet cleaning services that can deep clean carpet and make it seem like new. In the end carpet remains so popular because of its versatility and look.

Although each flooring choice has great benefits, it may come down to the look and feel of the flooring you want in your home. Experiment with samples of each and you will discover the perfect choice.

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What’s the Difference Between Oil Vapes, Dry Herb Vapes, & Wax Vapes?

Now that marijuana is becoming more popular and socially and legally acceptable, many people are excited and confused to learn that there are several methods of consumption. Instead of endangering your health to common smoking ailments, you can enjoy your favorite strain wherever allowed without “lighting up.” Say goodbye to smoking and hello to vaping.

The type of product you’ll enjoy depends on the kind of vape pen or wax vaporizer you have. With ccell vaporizers, you can enjoy oil, dry herb or wax vapes. There are even combination pens that allow you to switch between dry herb, twax, and oil without carrying around a ton of stuff.

Temperature and Maintenance Differences

An important thing to remember about a dry herb vaporizer is it has a different heating mechanism than an oil and wax vape pen. Wax pen coils are delicate and should be handled with care. Improper use and residue can destroy a good strain and pen. The coils on dry herb pens are usually more durable and longer-lasting.

Oil and wax vapes have higher heating temperatures than dry herb. The higher the heating temperature, the easier it is to burn and ruin the flower/oil. Keep in mind, optimum heating times for dry bud and wax/oils respectively range 350 to 400°F and 360 to 450°F, depending on the strain. Dry vapes are easier to clean than oil and wax units. Oil cartridges are sealed, but they can leak. Wax leaves behind residue and buildup, while dry herb devices do not.

When it comes to choosing vape pens, don’t be afraid to try something new. If you like to use cartridges, consider a specialized vape pen that also does waxes. Take good care of your vape pens and products to maintain their effectiveness and longevity. For more information on vape pens or to learn more about oils, wax and dry herb accessories, contact Vape Parts Mart online.

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How to Keep Your Mercedes Benz in Great Condition With Little Effort

A Mercedes Benz is not like any other cars, it’s a sign of luxury, prestige, and financial safety.

However, there’s nothing more embarrassing than showing up with one of these excellent cars and having to explain to your peers why it sounds like an old washing machine that’s falling apart.

Save yourself from this situation by following our small guide on the most critical aspects of the maintenance of a Mercedes Benz.

We’re going to provide you with quick and simple tips on how to keep your vehicle in top shape, extending its longevity, and making it into an example of the brand.

Mercedes Maintenance Tips

Every type of vehicle, no matter the brand, must frequently be checked to ensure its performance.

Whether it’s a brand-new car or an old-timer, you can maintain it in great shape if you take the stance of preventive maintenance instead of active maintenance.

This means you don’t wait until the car breaks down to take it to service for maintenance. Instead, you keep a schedule of checkups that will alert you if something’s starting to deteriorate and bring it to a specialist and prevent further damage.

However, one thing you must always keep in mind is that Mercedes are not simple vehicles that any mechanic can maintain, you must take it to a specialist, certified professionals that will treat your car correctly.

That’s why, even if you follow this guide accurately, you should consider a Mercedes service plan for your vehicle that offers expert technicians and assures a quality service that will keep your car in top shape

Follow these tips on what to check on your Mercedes and how often you should check it:

  • Check the Fluid Levels: most of the engine problems of many vehicles are associated with running a car with low fluid levels. Incorporate to your routine checking the oil and coolant every week; and the steering, brake, and transmission fluids monthly.

  • Check your Tires: under-inflated tires wear out faster, cost you more in gas, and can be hazardous to drive in.

  • Keep your Car Clean: although keeping the exterior and interior of your car aids in keeping it in great shape, we’re talking about professional washing that can guarantee your car’s interior is also protected of grime and waste that settles in those spots you can’t clean manually.

  • Follow your Owner’s Manual Maintenance Schedule: depending on your car’s model you might have different mileage on this schedule, but the important part is that you never miss a tune-up on your car.

Help! I Can’t Tell the Difference Between One Part or the Other!

Don’t be embarrassed by this fact. It’s common, especially amongst new drivers, to have problems differentiating between a car’s interior parts.

Having a look at online resources about a how a part should look and comparing it with your vehicle’ state is a great way to maintain and prevent further deterioration of your car.

However, if you’re still having troubles and don’t have anyone you can trust your car’s maintenance, consider a Mercedes service plan that will professionally assist you with this and will gladly check your vehicle.

Not only will they follow this preventive guide, but they also have professional instruction on how to deal with any issues your vehicle could have.

Where to take your Mercedes for Service

There are dozens of locations you can choose from for your car’s maintenance, and each one advertises their technicians as the best in the market and their service as the best value.

What you must look for is a certified Mercedes Benz service that offers a complete service plan. This way you’ll be able to guarantee a professional, trustworthy service that comes with several additional benefits, like free of charge fluid checks ups and refills.

Even if you find a reliable mechanic willing to take a look at your vehicle, consider a Mercedes service plan that guarantees a specialist, who has received certified Mercedes Benz instruction, will frequently check your car for any potential harm.

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New Bundesliga Season Sees Borussia Dortmund Partnering with GMO Trading in Marketing Deal

With the new Bundesliga season set to begin on 24th August, the clubs are looking forward to their new campaigns to reach the top of the table. To get this accomplished, they need to have the top talent, great coaching and engaged and passionate fans who push them over the tough spots that always occur during any season.

This last item means that clubs must engage in marketing deals that get the word out about the club and any new changes, and gives fans opportunities at special offers and deals.

In accordance with this, top Bundesliga club Borussia Dortmund, has signed a marketing partnership with leading online CFDs platform provider GMO Trading. The Bundesliga Football eight time champions will work throughout the 2018-19 season on campaigns that put the Borussia Dortmund in front of fans and those who might also want to jump on and take a ride with the club in the coming season.

GMO Trading is the ideal partner because its advanced trading platform attracts loyal trader fans who swear by its security and simplicity. The marketing partnership is for all of Europe outside of Germany meaning it will occur in markets that both organizations assess as vital to growth.

The relationship has already begun. You can go to the GMO Trading website at www.gmotrading.com or use your tablet or smartphone to go to their social media channels to review offers and learn about GMO Trading’s CFDs platform. For GMO clients, there will be a stream of exclusive offers and perks throughout the coming season.

For more information, please email Rebecca Wharmby – Rebecca.Wharmby@Threepipe.co.uk.

About GMO Trading

GMO Trading is the brand name of Royal Forex a Cyprus Investment Firm, regulated by Cyprus Securities and Exchange Commission.

CFDs traders gain access to a net level trading environment and premium services with an unmatched amount of account options that fit any trader’s requirements.

For more information, visit the GMO Trading website at www.gmotrading.com or  visit its Facebook at www.facebook.com/gmotrading/.

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6 Ways to Save for a Wedding

The happiest day of your life will be an occasion to remember. Unfortunately, it costs money to hold the biggest party of your life. Saving for a wedding can be a struggle if you’re starting from ground zero.

But we’re going to show you some of the tricks you can use to save for a wedding. Let’s take a look at some of the secret saving tips that can get you ready for your big day.

Know Where You Stand

The first step to saving money for a wedding is to know where you stand. In other words, you need to be aware of how much you need to save and how much you already have saved.

Use an app like Mint to track this. It aggregates all of your bank accounts so you know exactly how much you have. You can also use it to track your expenses.

Whenever you manage money online, make sure you install a VPN for extra security. For help with this, use a guide from Troypoint and they will show you how to get started.

Garnish Your Own Paycheck

Always pay yourself first. Instruct your bank to send a portion of your paycheck to your savings account so you don’t run into any problems with saving.

Most banks have this facility available. Use the previous step to know how much you can safely garnish from your paycheck and still cover your daily expenses.

Be Careful Where You Spend

Saving money for your wedding shouldn’t be confined to pure saving. It should also include saving money ON your wedding. Don’t think you have to have a huge wedding in order to have a great day.

Get married on the right day, choose an affordable venue, and don’t worry about not splurging on the little accessories nobody ever notices anyway.

See how you can keep your wedding costs down when planning your wedding and your savings journey will be a much easier one.

See What You Can Get from Others

The chances are you already know people who have got married. Use this to your advantage. See if they have anything from their weddings that they would let you borrow.

One quick tip is to take an old bridal wedding gown and have it tailored according to your tastes. This is much cheaper than spending thousands on a brand new dress.

Ask for Help Instead of Wedding Gifts

Request that your family and friends chip in with help, either through their time or through helping out with the cost in lieu of a wedding gift.

Most people would rather help with setting things up instead of agonizing over which wedding gift to buy. A wedding organized by your family and friends is always that much more special.

Hold the Wedding and Reception in the Same Place

Want to know how to cut your savings goal by thousands with one decision?

Just hold the wedding and the reception in the same place. It’s becoming increasingly trendy to rent one venue instead of two. This will save you thousands because you don’t have to worry about preparing two different venues.

Unless you’re a rabid traditionalist, this won’t affect the outcome of your day.

Last Word – Saving Doesn’t Have to Be a Nightmare

These tips will not only help you to save money for your wedding but they’ll help you to save money on your wedding. You don’t have to live like a monk in order to get the money together.

And you certainly don’t have to take out loans to enjoy your big day.

Do you have any other tips for saving for your big day?

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