The Most Dependable Car Brands

Earlier this year, J.D. Power, a global leader in consumer insights, data and analytics released its 2019 U.S. Vehicle Dependability Study (VDS).  Now in its 30th year, J.D. Power’s VDS analyzes three-year-old vehicles annually to find problems experienced by their original owners.

With this data, they can ascertain the most dependable car brands each year based upon the number of problems owners of each manufacturer’s vehicles have reported over the previous three years. The responses of more than 80,000 verified owners inform the VDS.

This year’s findings are based upon vehicles designated as 2016 models.

Dependability is Up Industry-Wide

The study measures the number of problems brands experienced per 100 vehicles during the past 12 months from the cars they built for 2016. The lower their total score, the more highly they rank. All in all, there was good news across the board for 2019, though there were also a few thorns to be found.

“Vehicle dependability continues to improve, but I wouldn’t say everything is rosy,” said Dave Sargent, vice president of Global Automotive at J.D. Power. “Vehicles are more reliable than ever, but automakers are wrestling with problems such as voice recognition, transmissions and battery failures.”

Why This Matters

One of the leading causes of depreciation is the perceived reliability of a manufacturer’s products. The most dependable car brands tend to have better resale value. Thus, after you’ve used an auto loan calculator to get an idea of what a car will actually cost you to acquire, you can factor in potential depreciation costs to further inform your purchasing decision. This will help you find the best values when shopping for a new car.

The Top-Rated Brands

Living up to its long-running reputation for sterling reliability, Toyota and its luxury brand Lexus took the top two positions, with Lexus ranking number one for the eighth straight year. Tied for second place with Toyota is Porsche. Rounding out the top five positions are Chevrolet and Buick.

Let’s take a look at the overall findings.

Purchasing a car from one of the most dependable car brands has a number of benefits; among them are lower maintenance costs, added peace of mind and potentially higher resale values. While car buying tends to be an emotional purchase for a lot of people, it’s always a good idea to consider the practical aspects of a purchase too.

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American College of Acupuncture and Oriental Medicine – Benefits of Studying Here

American College of Acupuncture and Oriental Medicine is known around the USA and indeed around the world for its in-depth post-graduate courses which teach the history and the use of Oriental medicine and acupuncture. These are traditional medicinal methods and techniques which are still very much alive in the modern day. In fact more and more people are turning to these types of treatments rather than those of modern medicine, which in turn has sparked renewed interest in the subjects. This college is situated in Houston, Texas and across 6 on-campus schools they have thousands of students who arrive here from all over the country. Past and present students alike have spoken glowingly about the college and its programs and here are just a handful of benefits which you can count on if you study here. 

Benefits of the Material 

Study ancient medicine and acupuncture is not only fascinating but it can help you greatly in your life. When you learn about the ways of Oriental medicine you will begin to take better care of yourself as a result and you will also be able to help friends and family with any healthcare needs. The skills which you learn here can be taken into modern medicine courses, you can start your own practice or indeed you can go on to teach this topic in the future. 

Courses

There are many small courses which the college offers but in terms of post-grad there are really 4 main courses which students focus on. 

  • Doctor of Acupuncture and Oriental Medicine 
  • Doctor of Acupuncture and Chinese Medicine
  • Master of Integrative Healthcare Leadership
  • Master of Integrative Wellness Management 

As you can see from the courses the two Masters courses focus on administration and leadership within healthcare, and the two doctor programs focus on a deeper understanding of Oriental medicine and how it can be safely and efficiently practiced. Both Masters courses are 1 year in total and the Doctorates are 4 years of study respectively. 

Staff

The lecturers and the staff which you will find here in the college are of the very highest level and many of theme have trained in Oriental medicine and Chinese medicine in Asia which they have then brought back with them to the USA. Thanks to pairings with no less than 8 sister schools in China, the college can ensure that it has a constant flow of highly skilled teachers coming to the university. 

Clinic 

Within the walls of the college there is a clinic which is dedicated to Oriental medicinal practices and acupuncture and this gives students the opportunity to lear and practice what they are learning on real patients. This gives a learning experience like no other and it can help students to gain hands-on experience of what they are learning about in the classroom. 

If you want to study traditional medicine then there is no better place to do it.

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Bravia Capital – Football on Another Level

 I always knew that the Birth loved their football, or soccer as we refer to it here in the USA, but it wasn’t until I witnessed this first hand that I truly began to understand. It started when I came to London to work for Bravia Capital. I was rooming with a guy called Bharat Bhise. Bharat spoke to me on the first night about what sport I liked and began to try and teach me a little more about his beloved Tottenham Hotspur, and the Premier League in general. I have never witnessed the fandom of people like Bharat before and here is why it blew my mind. 

Nerves

The night ahead of a big game for Spurs and Bharat can’t eat, he is already nervous ahead of the following day’s action, so much so in fact that he hardly sleeps the night before. This is a level of support which I have never seen for a sports team in the US, and I quickly found out that much of Bharat’s family are exactly the same. 

Bragging 

A big win, especially against a local rival is celebrated for days and weeks after the event. Bharat even has WhatsApp groups with his friends who support different teams, and this chat descends into chaos after a game. It is amazing just how much it means for people like Bharat when their team beats the favorite team of one of his friends or family members. 

Silence

A loss is mourned just as heavily as a victory is celebrated and when Spurs lose Bharat simply disappears to his room, he doesn’t want to talk to people until at least 24 hours have passed. To watch this level of disappointment when the team loses just shows how strongly people like Bharat feel about their team. 

Details 

Bharat may be on the slightly more extreme side of being a fan but he is most definitely not alone in this. At the turn of the year Bharat and I were looking for a new sofa and I found one which was exactly what we were after and with the price that we could afford. Silly me however, as it turns out a red and white sofa simply won’t do as those are the colors of Arsenal, the arch-nemesis of Tottenham Hotspur. This is not to say that these colors don’t exists in Bharat’s life, just not on big pieces of clothing, vehicle or furniture. 

Money 

When I first started working for Bravia Capital, neither Bharat or I had a great deal of money, yet he would spend huge amounts each month on tickets for games, new shirts with his team’s logo on them, as well as a bumper TV subscription so that he could catch all of the games. I couldn’t believe that despite the fact that he had no money for day-to-day life, he would always have money ready to spend on his beloved club.

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Living in Mexico City With Bogoljub Karic

Just after college my buddy Bogoljub Karic and I decided to take up jobs here in Mexico City, a decision which we were quite worried about at first, but 5 years on we are pleased to call this place our home. Whenever we speak to people back home they’ll ask us what it is like to live here and so I wanted to share a few take-aways from our time here in the Mexican capital. If you fancy visiting then I’d certainly recommend it and if you want to live here then here is how you may find it. 

Cheap 

Mexico City is one of the cheapest cities in the world to live in and in truth this was one of the reasons why we made our way down here. What I love about this city is that it is cheap if you want it to be, but if you want to live well then you can still find expensive places to live, eat and enjoy your time. 

Food

The food here is so good that it is always the first thing that I tell me friends and family about. I love tacos and since I moved down here I have been blown away by the range of amazing Mexican foods which I had never heard of until I moved here. The street food is to die for and whilst you do have to be careful in terms of getting sick, there is so much range that there will be something for everyone here. 

The People

It doesn’t take a genius to work out that Mexico is not without its problems, socio-economic issues mainly. What I love however is that this doesn’t stop the Mexicans from being creative, entrepreneurial, passionate about who they are and most importantly, welcoming. The locals here don’t mind if you can’t speak their language, or if you don’t understand something, they will always look to help you out. Family is huge here as well and you will find that you will be treated like a brother/son/grandson within a few hours of meeting someone. 

Crime

There is no overspill here in the city in terms of the drug war in the north of the country, i contrast to what many people will tell you. There is petty crime here like there is in most cities in the world however and most people have a story of when they got mugged. I have been lucky in the last 5 years that the only crimes I have seen have been against fashion, beyond that I have been pretty safe. 

Future

Mexico City is a forward thinking city who have loads of trials and tests going on to try and minimize pollution and traffic and take the city into the future. I love the openness to new ideas here and it is part of the reason why I have stayed here so long. 

If you want to visit somewhere in Mexico, make sure that it is the capital.

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Investar USA – Adding Value to Your Home

Prior to moving up here to Alberta, Canada my family and I used to live down in Tennessee where I worked for the brilliant Investar, USA. This is a company which specializes in renovating communities and real estate and they act as a lender, an advice center and a community-driven company who seek to revolutionize areas throughout the southern states of the USA. I enjoyed my time there immensely and something which I learned about were homes and their value. 

I used the knowledge which I learned in my position to maximize the value of my property in Tennessee and through some smart renovation we were able to get far more for the property than I ever believed. If you would like to increase the value of your home and make it more salable then the best thing which you can do is to invest money into it. The best time to do this is of course some years before selling it, so that you can enjoy the renovation and ensure that you can have many areas of the home completed by the time you come to sell the place. Here are some of the best places to spend your cash if you also want to get the most money which you can for your property. 

Garden 

People love beautiful gardens and in many studies which have been completed the research finds that house-hunters want to move into a property which already has a nice outdoor space. There are a couple of reasons for this but the main reason is that people just don’t like doing work on the garden, they don’t enjoy doing it themselves nor do they enjoy spending money on the outdoor space when they would prefer to spend it indoors. Beyond all of this, people want an outdoor space to enjoy. 

Kitchen 

The Kitchen is very much the heartbeat of the home and it is normally where the family congregates day-to-day. If you invest in a new kitchen then you can not only enjoy this area of your home with your family, but you will be able to get a large chunk of the investment back when you come to sell the home. 

Garages

There has been a trend in the last decade of people renovating their garages in order to create a larger space or to create additional rooms such as a bedroom. House hunters however are more interested in having a garage and they do not view this as dead space. Almost everyone has a car that they would like to keep secure and many like the idea of using a garage for storage. If you have already renovated the garage then don’t reverse it, if you haven’t however then why not look to spend some cash on making this a secure and comfortable space for storage, if you do then that money will come back to you through increased value on the property. 

Invest now and enjoy the benefits later.

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American Musical and Dramatic Academy Reviews – What is Life Like on Campus at AMDA?

Last year I graduated from the American Musical and Dramatic Academy, an absolutely amazing school which has taught me so much about myself and about performing arts that will stay with me forever. I love speaking to students who are about to embark on this amazing journey and the truth is that I am a little envious of them, as I would love to go through that experience again. Many people ask me about life at the college, in terms of both education and student life, and so I thought I’d write a quick piece to explain what life is like for a student who is studying at this illustrious college. The American Musical and Dramatic Academy reviews don’t quite tell the full story, so let me fill in the blanks. 

Social Study 

To be completely honest in the 3 years that i spent at AMDA I cannot really remember too many nights out or parties, there were plenty of course, but never weekly or monthly, usually only after a big event. The socializing which I did during my time at the college was during study, because here the two go hand in hand. For example there are rehearsal rooms on campus which are free to use, so a Friday night would often look like my friends and I rehearsing a piece. This was how we socialized, by dancing and singing and laughing with one another. This must be one of the few courses in the world where you can study and have fun at the same time. 

Events 

There are events taking place all of the time and there are lots of chances for you to get involved. Although I was specializing in dance I spent a lot of time creating props and backdrops for plays, learning lines and acting as an understudy, as well as joining the chorus on a couple of occasions. It was almost every weekend that there would be some kind of event and when that happened there would be a real buzz around campus. 

Extraordinary People

Within performing arts the majority of the students are confident people who are creative and have no issues with expressing themselves. The result of this was that you could be talking to a pianist, a singer, a dancer and an actor around the same table, all laughing and joking and all very similar personalities. I think I took for granted the people who I studied with and surrounding myself with fellow creatives really helped me to come out of my shell more and be more expressive. Whilst the college did teach me a lot about the world of performing arts, it was the amazing people who I had the pleasure to meet who actually taught me about myself. 

I can assure you that you are going to have the most amazing time at AMDA, make sure that you squeeze the life out of it.

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5 underrated cities to visit in the UK

When you finally visit the UK, the first city you’re going to want to visit is London. Of course, this is the natural place that everyone wants to go, after all it’s the capital of the UK. It has monuments, theatres, historical treasures, markets, restaurants and crowds and crowds and crowds of tourists. If you’re looking to avoid getting over-heated and being forced to wait for ages to get into one venue, you might want to reconsider your travel plans. Try out some of these less crowded areas of the UK. They are so worth it!

Newcastle upon Tyne

This isn’t the biggest city in the UK, but it’s perfect for people who are ready to explore the North. Not only is it only 1 hour away from Edinburgh, but this small city is cram-packed full of culture. During the day, you can visit an insane amount of historical monuments, including Greys Monument, the bridges (including the Tyne & Millennium Bridge), Newcastle castle keep, the Baltic, the SAGE, Hadrian’s Wall and the famous Angel of the North. Not only that, but when the night falls, the party life in the Geordie city awakens! You can explore the clubs either with your friends, romantic partners or with one of the beautiful Newcastle escorts, it doesn’t make a difference.

No matter who you go with, you will find the nightlife full of hype, fun and excitement. Some of the best bars include Jalou, As you like it, The Botanist and Jam Jar. So, allow yourself to unwind with a cocktail and prepare yourself for the night of your life. There will always be a nearby chippy to end your night on a good note.

Newcastle is the perfect place to go to if you are looking for a place to relax without too many people spoiling your day. There is a bit of a party culture, but don’t worry, this only comes out at night. If you have a free day in Newcastle, why not head down to the River Tyne to enjoy a cocktail al-fresco. You will feel all of your worries melt away before you know it!

Leeds

After you have visited Newcastle, you may be longing to explore a bit of a bigger city that’s not too far down south. If you crave a metropolitan city that has a mixture of gorgeous green spaces, free festivals and cultural hideaways, Leeds is the perfect place for you.

Did you know that Leeds has some of the most gorgeous green spaces and nature reserves? From The Holies to Rodley Nature Reserve, St Aidans, Yeadon Tarn to Kirkstall Abbey, there are so many places that you can spend the day exploring that you will just have to pack a dozen picnics in preparations. These green areas are great places to simple sit back, relax and watch the world go by.

However, if you are fancying something that is a bit more cultural, there’s no harm in exploring the city. With its hundreds of stores (the best ones being in the Corn Exchange) and Grand theatre, which is the perfect place to catch a quick opera production, and fantastic museum options, you will be entertained for hours on end.

Longing for something that is a little different that can entertain your friends and family? Why not check out “Tick Tock Unlock”? This is one of Leeds most popular escape rooms. You will have 60 minutes to get out of a room by solving a number of riddles, puzzles and challenges. It is an hour of fun and is the perfect bonding experience for both you and your friends. However, you can also do it on your own if you feel brave enough.

York

Ah, York, one of the major historical cities of the UK. Where can we even begin? York Minister is the natural option for an culture explorer but what about Clifford’s tower, the National Railway museum or walk along the River Ouse? Better yet, why not take a trip through the Shambles to look at York’s quirky shops and restaurants? This is a city that is full of life and excitement. They even have an ancient fortified wall that you can go explore!

York is practically the very model of an English town, so it’s not surprising that it’s a great tourist spot during the summer time. You can take trips up the river and feel wonderfully overwhelmed by the medieval feeling that practically pervades through the city.

Manchester

Manchester is one of those cities that is bursting with colour and pride. No matter where you go, you will find people relaxing and chilling out on the city city streets. Just look at Piccadilly gardens! With its weekend market, beautiful greenaries and relaxation spots, you will find yourself in a world of bliss. However, if you fancy something that’s a little more cultural than restaurants, bars and parks, why not check out the John Rylands Library, Manchester Art  Gallery, Museum of Science and Industry or Trafford’s football park?

To be frank, one of the main appeal of Manchester is how many sociable areas there actually are. Whether you choose to go to Deansgate, China Town, Spinningfields or Manchester Central, you will find a wide variety of markets, restaurants and al-fresco bars. The true treasure of Manchester’s night life though is Canal Street, also known as Manchester’s Gay Village. It is basically known as party central and is fantastic if you are planning to paint the town red!

Lake District

Now, the Lake District is more an area of the UK than an actual city. But it is honestly worth visiting the countryside then it will be the perfect place for you to take a moment to breath and appreciate your surroundings. With over 3,100 of countryside at your fingertips, you can walk, run, cycle or even get on the water of the lakes of the area. Book a cabin and join in a guided walk. This can be on the rambles or to the higher mountain peaks. You can even hire a bike if you fancy taking some of the cycle routes or a boat if you want to get on the lakes.

Once you are done with your daily adventures then get ready to snuggle up with your loved ones around a camp fire. There are even glamping areas which contain BBQs and jacuzzis for you to try out! If you are feeling stressed then this is truly the best place to go to get away from the world.

Have fun on your journey!

The UK is truly a wonderful place to explore. Don’t just stick to London. Instead, spread yourself out and see what the Brits have to offer. With our marvellous castles, multi-cultural cities and immersive culture, you certainly won’t get bored.

We are looking forward to seeing you soon.

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What You Need to Check Before Buying Seasoned Tradelines

Boosting your credit is one of the most important things for many people today. People with both good and poor credit score want to make it even better. According to information posted online and in other business journals, there are many ways of boosting your credit. What matters most is which one you choose and how consistently you apply it.

The use of seasoned tradelines has a significant impact when it comes to boosting your credit score. It involves linking your credit score file to tradelines that have a good score so that the data can have an impact on your score. But before you do this, there are various things that you need to check carefully.

Understand How Tradelines Work

If you do not know how tradelines work, then you will have a hard time relying on them. Thus, you need to research more and consult with experts to understand the concept. Those who understand the concept get a lot of positive impact from them. It is also easy to know when a seasoned tradeline sellers playing games with you. There are online tools that people can use to monitor and understand how the seasoned tradelines attached to them are working.

Compare Prices

Before you buy seasoned tradelines, you must first understand prices from different sellers. The web is a great avenue to check how much they are worth and what different sellers are offering. For those who do not want to go this way, using a financial consultant will work well for them. They already know the best prices and how they can get you a negotiated rate.

Where to Buy Seasoned Tradelines

Even if you know the rough amount that you need to buy a tradeline, the information is useless unless you have a reliable seller in mind. According to tips given by the Boostcredit101 website, agents who sell tradelines are the best to use. They will offer seasoned tradelines with different powers to boost your credit, and thus they will have different prices. In this case, you will have to choose the one that suits your needs. If you want a bigger boost, then you can try tradelines that have been established for a long time.

Whether They are Legal or Not

There is an Act that allows people to attach tradelines to another person to boost their score. But the main problem is that this can be abused. It ceases to be legal when this is made to be a business. However, mortgage brokers, lenders, and financial agents will use this option as long as it does not violate the law. That is why you need to know whether it is legal to be attached to a specific seasoned tradeline. If it is not, then you can try somewhere else.

Conclusion

After factoring in these things and ensuring that all is good, you can rest assured that you will get some positive results immediately. The beauty of tradelines is that they give positive results within a short time, and that’s why most people trust and use them.

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Steering Towards Commercial Modular Buildings

If you own a small business but cannot find a location for your office(s), then commercial modular buildings could well be the perfect solution to your puzzle. Most small companies aim at possessing the classic physical address but are hindered by the cost of getting one. Nonetheless, if you are a developing business owner, you know how beneficial it is to consider a physical location. Whether you are aiming to move your business out of your private home or maybe you want a separate address and location for tax purposes, getting a physical location will play an essential role in this process. The use of commercial modular buildings is regarded as a wise company decision. It is a good move for your business, as it aims to save money that can be used for investment or even company advertisement.

The majority of business owners stress about modular offices -seeing them as unprofessional. The usual assumption is that modular offices will appear poorly built and cheap, and that clients will see the location of the company and ultimately have a pessimistic impression of the business as a whole. Luckily, advancements in this sector have led to the construction of high-quality modular offices and building.

Some benefits of modular buildings are discussed below.

Space

By moving your business and work equipment out of your private home, you create more space in your house, and, as a result, you have a warehouse to store all your business stock and goods.

Meeting Place

In case you have hired employees for your company, owning a modular office will prove useful when the time comes to hold business-related meetings, as it provides you with adequate space and a suitable environment for work.

As previously stated, modular offices are an effective way to save money if your business does not receive many visits from clients.

Once you have decided to set up your modular office with the likes of smart-space.co.uk, then there are a few tweaks you can make to enhance the interior of your office and make it look more professional. To begin with, investing in furniture can help spruce up this interior. If you happen to be on a strict budget, you can purchase used furniture from a thrift store that is still likely to be in good condition. You can make the place more welcoming with the upgrade of a carpet in the office too. Clients will not be able to identify whether the furniture was bought from a thrift store or not.

Ensure that you have a waiting space for your clients and customers to sit in, do this even if you do not expect frequent visits. Offering beverages such as soda, coffee, tea, or water is a sign of professional courtesy and will make your clients more comfortable.

Commercial modular buildings can be a smart business construction solution so long as the contractor has a good record, either in meeting or exceeding building standards.

Modular buildings are a good idea not only for businesses but also for schools, churches, or any other organizations that need temporary offices in remote locations.

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The Most Popular Models in Artificial Intelligence

With more and more applications of Artificial Intelligence coming up every day, there has been widespread increase in development in Artificial Intelligence. As a result, the market for Artificial Intelligence is expected to grow at an annual growth rate of 20% by 2020.

With so much expansion in a field, new applications of Artificial Intelligence are being discovered every day. This means that the one-size-fits-all approach has no place in Artificial Intelligence. As a result, there are several different models that are used to sample the data for the creation of an Artificial Intelligence system.

These are some of the most popular models in the 21st century that warrant learning in the Artificial Intelligence Realm:

  1. Linear Regression

Linear regression is not just popular in the realm of Artificial Intelligence but is taught even at middle school and high school levels. The mathematical implications of Linear regression model are being used for over two centuries.

By using the main equation of the Linear Regression model, the coefficients are allotted weights which are then used to define varying outcomes of the training. The main implementations of this model are made in several different fields such as finance, banking, insurance and healthcare.

  1. Linear Discriminant Analysis

The Linear Discriminant Analysis focuses on data sets with two different potential outcomes. Where the linear regression model requires data with information that has little value, the data in a Linear Discriminant Analysis requires that the data is distributed according to the Gaussian Bell Curve. The simple outcome is the highest value category after the data is processed. This relatively simple model is used in data classification and predictive models.

  1. Decision Trees

Decision trees is one of the simplest model in Machine learning. It follows a simple “yes” or “no” routine to reach a decision and hence does not revolve around complex data sets or involve any difficult processes.

  1. Naïve Baye’s

The Naïve Bayes is a simple model that is applicable to a number of different problems. The model revolves around calculating probabilities, of 2 main types:

    1. That each class appears.
    2. Only one class through a conditional probability with a given modifier in x.

The model assumes that all the data values used in the model are unrelated. The data therefore can be applied to several different types of data to give very accurate predictions.

  1. Deep Neural Networks

Deep Neural Networks (DNNs) are two of the most commonly used algorithms. These are sets of algorithms that are intended to recognize patterns. These patterns are found in vectors which can fit any type of data. With the help of these neural networks, data can be clustered and classified in layers on top of the data that you have already stored.

  1. Random Decision Forests

Random decision forests are basically an extension of decisions trees that use multiple trees to process multiple samples. The results are then collected to find values that are the most accurate and several suboptimal routes are defined.

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