Javier Burillo – Reasons to Shop At Markets in Mexico

One of my favorite things about living in Mexico, and something which you will find in just about every city and town that you go to here, is shopping in markets. In some cases this will be a permanent market such as you will find throughout Mexico City, in others it will be markets that pop-up once a week, on certain streets and at certain times.

Regardless of what kind of market you end up in however, there are some very compelling reasons as to why you should make sure that you shop in this way, for all of your needs.

Supporting Independent

The single biggest reason for shopping in a market is to make sure that you are supporting the locals who are running their stalls as their only source of income. If you go to the grocery store then all you are doing is taking money out of the pockets of local vendors in favor of the larger corporations. In most cases you will find that the products and the food which is sold in the markets come from the same place as the grocery store get theirs, making it nonsensical to go with the big store.

Haggling

The markets here are run in the same way that they always have been, and that means that haggling is something which you are pretty much expected to do. Make sure that you get the very best price for your goods when you are in the market, and try your hand at negotiating prices. Not only is this something which helps you to get a better price, it is also something which adds a bit of fun to your shopping trip.

Everything You Need

When I first got to Mexico I figured the markets were all about fruit and vegetables, and little else. My friend and chef Javier Burillo however was able to show me that there was in fact more, much more about these markets. In truth no matter what it is that you are looking for you will find it in these markets. This goes for every food that you can imagine, as well as household items and even clothes and accessories. The market truly is the perfect place for all of your needs.

Closer

There are markets literally everywhere and that means that you don’t have to travel very far at all before you are inside a place where you can get everything that you need. Traditionally speaking grocery stores are placed much further outside of the center of things, which means that you have a trek on your hands to get there. Make your life easier by simply heading to a market and grabbing everything that you need for you daily life.

You won’t have to look far at all for a market in Mexico and they are by far and away the best option when it comes to buying your goods and food items.

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Robert Testagrossa – Why NFTs Work So Well

NFTs are a hot topic at the moment and we are seeing many companies set up by experts like Robert Testagrossa which are focused towards the rising success of NFTs. This isn’t necessarily a new idea, it is in fact one that has existed for a number of years now, but in recent months we have see an enormous focus on this aspect of the blockchain.

Today then we are going to take a look into what NFTs are and why they work so well for all parties involved.

Breaking Down an NFT

To those of you who aren’t sure what an NFT is, this stands for ‘non-fungible token’ in layman’s terms this means that it is a digital product which is not fungible, or transferrable across the blockchain. We can use NFTs in artwork, music, event tickets and many other forms of token. Those who buy an NFT, in whatever capacity it takes, will be the sole owner of that token. This can be resold by the owner, but the address for the NFT will always remain the same.

Security

One of the biggest reasons as to why NFTs work so well is that they are an incredibly secure way of passing on and storing information. Back in the European Championships in 2016 we saw tickets being delivered as NFTs, which made them much more secure that paper tickets or even emailed tickets. This can also greatly help with concert tickets, which are often bought and sold by scalpers who drive the ticket prices up, and restrict people from having tickets. NFTs is a great way to solve this problem.

Control For Artists

In the world of art and music we are seeing time and time again that artists are not making the money that they should do from the work which they are completing. There are so many record companies for example who rake a huge cut from the artist’s work, as well as art houses who take a slice of artwork created. Using NFTs mean that the artists no longer need that third party in order to get their work out there. This gives them the power to release as many NFTs as they like, and it means that they will end up with an overwhelming proportion of the money which is made from sales.

Increased Demand

And finally, as more and more people learn about what NFTs are, and more and more professionals jump onto the possibilities of NFTs, we are going to see a huge increase in demand. This has already started of course and many NFT artworks are being snapped up each and every day, by people who perhaps usually wouldn’t. This increase in demand is great for everyone involved with NFTs.

The possibilities for this technology really are endless and in the coming years we are certainly going to be seeing big changes within the world of NFTs. What do you make of this new technology?

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Adam Seger – What Makes Tapas The Perfect Dinner Party Food

I have always loved hosting dinner parties and no mater what the reason is behind it, getting things together and then hosting is just something that I enjoy. What I particularly enjoy is trying out new meals and new ways of eating for each dinner party that I have. For this reason I have been avidly reading the brilliant book from TV chef Adam Seger, which breaks down a range of options which you can create if you are hosting your own dinner party. So far the best meal option that I have found has been tapas, which has gone down a storm at just about every party that I have thrown. Here is exactly why this makes for the perfect dinner party option.

Something For Everyone

We live in a world whereby everyone wants something different and there are more dietary requirements that people have, than ever before. This of course will pose a challenge to most dinner parties, but not if you are creating tapas. The reason of course is that tapas is a collection of many dishes and that means that you can create something for everyone. No matter whether you have meat eaters, vegetarians or any other kind of eater in your midst, you will be able to create something delicious for them which they are going to love.

Little and Often

The problem which I have with a formal dinner party is that there is very rarely time to have a proper conversation. Everyone is sat down and waiting on courses to be served, the host or hostess is going back and forth from kitchen to table and the whole affair is frustrating. When it comes to tapas however the party simply rolls on all evening and everyone will pick and eat as and when they choose. This rips away all of the formality of the event and it means that people are just so much more relaxed. Not only this however, people are also more inclined to have lengthy conversations throughout the night.

Ahead of Time

From a hosting point of view something else that I really love about tapas is the fact that you can prepare so much of it ahead of time. This means that it takes the pressure off you having to cook everything fresh once the guests arrive and it also means that you will have plenty of time to get ready, greet the guests and actually host rather than just cook. There are some meals which will need to be cooked fresh, but in the main you can prepare these and then quickly fry them off before you serve them up. The key to hosting a dinner party is making things as easy as possible and this is exactly what you will find when you create tapas.

If you have a dinner party coming up, this is the perfect option for the food, tapas really is the way forward.

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What Do You Need in Your Next Automobile?

Buying another car or truck does not have to be a stressful and costly proposition if you know what you are doing.

That said what steps are you going to take to find the right auto? That is you do not have to make buying another car or truck such a challenge?

Can You Rely on Past Experiences?

As you inch closer to getting your next automobile, here are a few pointers to help you along the way:

1. Be knowledgeable – One key to finding a good auto is being as knowledgeable on the market as possible. With that thought in mind, take the time to study and see what is available when it comes to makes and models. If you’ve been happy with the make and model you have driven for a while now, are you likely to stay with the same brand? You may be at a point and time where you want something different. If so, be sure to do your research on what is out there. You can also turn to family and friends you know who’ve bought vehicles as of late. Their two cents could have a positive impact on your decision of what to buy. Last, if leaning to a used vehicle, research is even more crucial. You can use the Internet to conduct a free car title search. Finding out the history of a vehicle that has a past is key. Without that history, you may end up buying a vehicle not up to the task of serving you.

2. Finding a vehicle to meet your needs – From long commutes to your job to road trips and more, you want an auto to serve you. So, do as much homework and take as many test drives as possible to find the right set of wheels for your life. Meeting your daily needs is something you have to get from a vehicle. If it fails you all too often, you may well end up regretting your decision.

3. Take care of what you buy – Even if you buy something brand new and feel it will last you many years; you still have work to do. That is because vehicles can’t service themselves. As such, you need to be sure you stick to the owner’s manual for one. Do your best to cover things such as regular oil changes, tire and brake checks and more. Even if you choose not to go back to the dealer for service, have a reliable mechanic. This would be one that can take care of your car or truck. By meeting the needs of your vehicle on a regular basis, there is less chance it will let you down when you most need it.

4. Protecting you and those you love – Finally, one can’t put a price on safety. As a result, be sure your vehicle of choice comes with high safety ratings. The last thing you want or need would be a serious accident where your vehicle let you down.

As you go about buying your next automobile, the hope is it meets all your needs from start to finish.

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Ali Ata – Common Mistakes People Make When Buying a New Home

Buying a new home is something incredibly exciting yet there are many who do make mistakes when they begin their search. Many in the real estate community at the moment are predicting a big rise in the number of people moving home this year and next, following the great shift which the pandemic has brought about. It is for this reason that real estate experts like Ali Ata are warning people of the importance of avoiding some of these common mistakes, so that everyone can get the right house for them, at the right prices.

Here are just some of the common mistakes which people make.

Not Getting Pre-Approved

There are few things worse than finding a property which fits your needs and your requirements, only to get refused a mortgage at the crucial time. It is for this reason that it makes much more sense for you to ensure that you have been approved a certain amount which you are able to borrow, before you start your search. Knowing how much you are actually able to borrow will make a huge difference in the way that you search for your new property.

Failure To Look At Big Picture

There is much more that you should be looking at than just the property. Whilst this is of course the most important aspect to think about, once you have found the property that you are dreaming of, there are some additional checks to make. You have to think about the big picture here, with regards to life in general away from the property. Considering crime rates for example, the quality of schools, the proximity to hospitals and other services, all of this is highly important.

Looking Beyond Appearances

It can of course be very easy to get swept away in the idea of a property and how it looks, but there should be much more behind finding the right property than just this. The appearances will be the first aspect that captures the imagination but to make the right move you have to think about the nuts and bolts of the property. The intricacies around plumbing, electrics and structural integrity are all important, far more important in fact than just looking at how the property appears.

Not Thinking About The Future

Unless you are intentionally thinking short term, it is important that you have a clear idea of what this property means to you, both now and in the future. This means that you should take into consideration the family plans which you may have in the coming years. The property looks great now, but what will it mean to you in the next 5 years, or 10? Considering what will happen to your family will make a big difference in terms of the property that you eventual decide upon.

These are just some of the common mistakes which are made when people go out looking for a new home.

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Javier Burillo – Some Tacos To Try in Mexico City

Everyone loves tacos of course, but there is probably a wider range of fillings than most people are aware of. Thus range is very much on display down in Mexico City, probably more than anywhere else that I have been fortunate enough to travel to. Not all tacos are for everyone, in fact there are many in the city which are created using some parts of the animal which many aren’t keen on, think brains and intestines for example.

Beyond these exotic fillings there are some true delicious options to choose from in the city, and here are my top picks.

Tacos Al Pastor

Many aren’t aware of the impact which middle eastern travelers had on the country of Mexico, and tacos al pastor are arguably one of the things which they left behind, which is most loved. This is usually pork meat which is heavily marinated in herbs and spices. The meat is stacked onto a long pole and then cooked on a spit. This is one of the most prevalent and low cost tacos available in the city and it is served with the usual salsa, lime and cilantro, with the addition of a slice of pineapple.

Barbacoa

I took a trip up to the state of Miguel Hidalgo with my friend Javier Burillo last year, and was introduced to some traditional barbacoa. This is slow cooked mutton which is traditionally cooked in an earth oven. Throughout the city you’ll find this served on weekends, and whilst they don’t cook it in the same way, the taste is equally as delicious. The meat is soft and succulent and rich with flavor. Make sure that you get the soup which is served alongside the taco, a beautiful mixture of the juices and fat which come from the cooking of the meat.

White Fish

Most people usually go crazy for meat-filled tacos but we shouldn’t overlook just how tasty fish tacos can be. This is especially true for white fish, which is usually marlin or tilapia. The fish blends really well with the mixture of spices and the freshness of the lime, and offers something different from the usual meat-based taco.

Tongue

For those of you who do wish to be a little bit adventurous, beef tongue is a delicious and rich flavor which combines perfectly in a taco. The best advice which I can give you is that should you go for a tongue taco, make sure that you eat it right away whilst it is hot. If you wait until you get home then the tongue will cool down and become tough, which is not the texture that you should be getting here. You will find this on taco stands throughout the city, and you cannot miss that enormous tongue being cooked on the hotplate.

These are just a few of my favorite picks for tacos in Mexico City, which one will you look to try first?

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Robert Testagrossa – Reasons to Love a Nature Photography Trip

I first decided to start taking photographs of nature after following the brilliant Robert Testagrossa on his social media pages. At that stage I was looking for a particular genre of photography to get involved with, and this called to me more than the others. Since I have been snapping shots of nature there has been so many amazing moments for me, and as I became more serious I started to take trips into nature to try and capture the most amazing components of the natural world. This for me is one of the best ways of investing my time as a photographer, and here is why I think everyone who loves to snap, will love a trip.

Pure Focus

Going camping is certainly one of the best ways to enjoy nature and setting yourself in the heart of a place removed from the modern world is wonderful. If however you take a trip with your camera, then you get more into the scenery the more that you spend time there. This is of course because of the fact that you are quite literally staring into nature all of the time, waiting for slight changes and inspiration. If you truly want to become one with nature, this is absolutely the way go about doing so.

Real Challenge

When you only have an hour or so to try and get a shot you tend to spread yourself out a bit and take as many shots as you can. This often is as much as you can do in fact. When however you have a great deal of time to spend in nature, such as during a trip, there is much more of a challenge to get the right shot, and not just any old shot. I have spent an entire day before in a certain setting, trying to capture its majesty in the best way that I could with the talent that I have. I have certainly felt more of a challenge to get the right shot when I am in this kind of trip, then when I only have a short time in nature.

Those Little Surprises

One of the reasons why I loved the genre of nature photography so much is that animals and wildlife always throw up these little surprises that give you the chance to capture something truly special. It stands to reason therefore that the more time that you spend in the natural world, the more open you are to these little surprises taking place. This could be anything from a family of geese walking by to a fish diving into a river to catch its prey. If you are ready with your camera then it just may be that you are able to capture one of these surprises as they happen, giving you an amazing photograph to take home.

This is why I love going on trips into nature, armed with nothing more than a tent and a camera.

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The Arlo Hotel Guide to Exploring the Chrysler Building

The Empire State Building might lay claim to the most recognizable New York City skyscraper, but the Chrysler Building (also known for its cameo in Sex and the City opening credits, is a more than worthy contender for the crown. This masterpiece of Art Deco design was completed in 1930 and enjoyed an 11-month reign as the tallest building in the world. Today, it’s the 11th-tallest building in Manhattan, and the tallest brick building that’s built on a steel frame. Placed on the National Register of Historic places as a National Historic Landmark in 1976, the building is consistently ranked as a favorite by NYC locals and architects for its modernist and timeless design.

There are several notable architectural features of the Chrysler Building, with the most visible being the massive spire. It’s constructed with stainless steel plates arranged in a sunburst pattern and is today one of the most recognizable NYC skyline landmarks. The building was designed by architect William Van Alen for Walter P. Chrysler, during a period of competition to construct the tallest skyscraper in New York City and the world. More than 391,000 thousand rivets and approximately 3.8 million bricks were required to complete the building, and the iconic spire was finished in four different sections that required complex hoisting and riveting procedures. Some notable features of the building’s exterior include stainless steel gargoyles, eagles, and replicas of 1929 Chrysler automobile radiator caps.

There’s no public observation deck in the Chrysler Building, but there is an opportunity for amazing views by booking a dentist appointment. A dentist’s office has long occupied the highest habitable floor of the building, and patients experience some gorgeous views as they get their cavities filled or teeth cleaned. The underappreciated lobby is a stunning example of Art Deco style that uses Italian travertine and slabs of granite from Africa to give the space a striking look and feel that’s finished with the massive mural named “Transport and Human Endeavor.”

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Traynor Capital Management Reviews – Why You Should Trust Asset Management Companies

If you have a lump sum of money and you ask people what you should do with it, the large majority are going to tell you to invest it. This is all well and good of course but what gif you don’t actually know how or where to invest it? Even in such a situation you can still entrust your money to a great company which will help you to reach your financial goals.

I was looking for a capital management company a couple of years ago and after reading the Traynor capital management reviews, I knew that this was the firm for me. Many lack trust in asset management companies but here is why that is a school of thought which just isn’t correct.

Absolute Transparency

This is not a case of you handing your money over to someone and then waiting for months on end to fin out how they got on. In fact from the moment that you invest with them you will have absolute transparency in all that they do with your money. These companies se up dashboards which you are able to use to assess where your money is being invested and what the current star is of your investment. This is certainly something which builds trust between you and the company.

Risk Management

The level of risk which they take with your money is entirely down to you, and when you first invest with them you will have a full discussion on what you are looking to achieve, and how much risk you wish to take. This can be altered at any time and you can also select a certain risk based on a particular percentage of your money. This gives you absolute control over the level of risk which you are going to take.

Tight Regulation

The days of investors and brokers going rogue is all but over in the modern world, because this has happened too many times before. The result of this is tight regulation which means that nobody acting on your behalf can do so without making things crystal clear with you. We just spoke about risk, which is a great example here. Should the firm take on a larger amount of risk than you have agreed with them, and lose money as a result, you will have complete protection because of the tight regulations which are in place.

No Point

Ultimately, there really isn’t much to gain from robbing investors in the short term. If this happens then the company’s reputation will be in tatters and they will never be able to make money again. These businesses are set up with integrity and the more money that they are able to make on your behalf, the more money that they will make for themselves. This again is why there should be absolute trust here, because there is no point in acting in bad faith for them.

Trust the experts and let them put your money to work.

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What Are Alternative Credit Scoring Models?

If your business offers credit to customers, it’s vital to verify whether a potential customer is likely to be a ‘good’ borrower. To do this, companies typically use credit scoring to assess whether or not to lend to an applicant. Therefore, the credit scoring model you use has a major impact on how many customers are offered credit and, ultimately, the success of your business.

Although companies have traditionally relied on data from credit bureaus to assess an applicant’s creditworthiness, there are now new and innovative ways to determine whether an individual is likely to be a ‘good’ borrower. Read on to learn more about alternative credit scoring models and how to use them…

How Do Alternative Credit Scoring Models Work?

Traditional credit scoring uses a fairly limited range of data to determine a person’s creditworthiness. In contrast, alternative credit scoring models use data from a wider variety of sources. A credit bureau might calculate a person’s credit score based on their banking history, mortgage payments, and wages, for example, but overlook things like mobile payments, rent payments, and/or cryptocurrency payments. By incorporating these elements and other types of data, businesses can obtain a more accurate credit score and make more profitable, low-risk lending decisions.

Essentially, traditionally credit scoring is an outdated way of assessing a person’s creditworthiness. An alternative credit scoring model incorporates the wide variety of factors that make up an individual’s financial situation and, therefore, gives lenders access to the data they truly need when making decisions.

Are More People Approved via Alternative Credit Scoring?

When you use alternative credit scoring models, it can mean that a higher percentage of applicants are approved for credit. However, this doesn’t necessarily equate to organizations taking higher risks. In fact, many alternative credit scoring companies have collated data that shows lenders reducing their losses by switching to this innovative method of credit assessment.

Crucially, alternative credit scoring can ensure that people who would unnecessarily be denied credit due to outdated, traditional methods of credit scoring are no longer overlooked. Someone who rents a property has no direct debits or even no bank accounts would typically find it difficult to obtain credit when traditional credit scoring systems are used, for example. Despite this, they could be a low-risk applicant with outstanding financial management skills.

By using a wider range of data to assess them, an alternative credit scoring model gives the lender a more accurate overview of their viability as a borrower. As a result, lenders can tap into this lucrative target audience while providing borrowing opportunities to individuals who have been historically penalized through no fault of their own.

Incorporating Alternative Credit Scoring into Your Business

If your company is already credit scoring potential customers, switching to an alternative credit scoring model is a simple transition. Whether you develop bespoke software, use a SaaS platform or install a suite of analytics programs, incorporating alternative credit scoring into your business can be simple, straightforward and highly lucrative.

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