Top 5 Action films to put on your re-watch list

Looking for ideas to add to your Summer 2020 list? Movie nights are a great option for no hassle get-togethers with family and friends alike. On the plus side, they’re easy to organise. All you need is a good screen, a comfortable seating area, and some popcorn. On the flip side, you’re bound to have clashing opinions on which movie to pick!

To help out, we’ve collaborated with Bgo to create a list of films to poll with your guests before you organise your movie night. We’ve picked the action genre knowing it’s sure to be a favourite with most viewers.

Plus, we’ve focused on classic movies that have stood the test of time with their audiences. From a heart-racing adventure on a mysterious island in King Kong, to a thrilling expedition in ancient Egypt in The Mummy, we’re certain there’s one movie on our list that will make the cut.

Continue Reading

3 Things To Consider Before Starting A Career As A Police Officer

While many children grow up wanting to be police officers in order to help protect and serve their communities, the realities of being a police officer are usually much more bleak. In general, being a police officer is very hard work that only a few people can do day-in and day-out while still holding onto the people they were before they joined the force. With this in mind, there are a few things you should seriously consider before you invest too much of your time and energy into this career option.

To help you with this, here are three things you should consider before starting a career as a police officer

The Long And Arduous Selection Process

Getting a job as a police officer isn’t the same as getting a job with any other company or organization. Because police officers are supposed to be trusted members of our society who serve and protect people within their communities, it’s important that you have a proven history of being an upstanding citizen before you’re put in this position.

To become a police officer, you’ll have to go through a long and arduous selection process. According to Rick Michelson, a contributor to PoliceOne.com, this process includes things like interviews, assessments, tests, background checks, and much more. Not only will you need to participate in these things, but people who are close to you will also be interviewed and potentially investigated to ensure that everything about you and surrounding you is on the up-and-up. 

The Extent Of Training

Because of the amount of responsibility police officers have, they are required to go through a lot of training before they’re ever able to get a job in a precinct. 

According to Timothy Roufa, a contributor to The Balance Careers, the training you’ll receive as a police officer will include things like how to use and safely possess a firearm, how to defend yourself against someone who may be trying to harm you or someone else, how to give first aid to someone who’s been injured, how to drive when in pursuit, and much more. 

Take On A Speciality

Becoming a police officer can be the first step in a long career in law enforcement. However, if you don’t have a plan for how you’d like to progress in this career, you could wind up losing a lot of time on your way to your ultimate professional goal. 

To keep this from happening to you, LearnHowToBecome.org recommends that you think about taking on a speciality as you’re learning and training. This could include things like becoming a supervisor or detective, working with fish and game, being a transit officer, working as an investigator, and more. 

If you think you might like a career as a police officer, consider using the tips mentioned above to help you in making this decision.

Continue Reading

Reasons to Start an Amazon FBA Business, Inspired by Nine University Reviews

Nine University offer a brilliant online course which you can complete in order to learn more about the world of Amazon FBA. This is widely regarded to be the best course of its type online and many of the people who completed this course have gone on to find great success with their business. Looking at the Nine University reviews we can see that there are many people who loved this course, but more importantly for me we can also see the numbers reasons why people wanted to study the course and start their own Amazon FBA business, if you needed any inspiration to get started, here are the reasons that these people gave. 

Logistics

One of the most commonly mentioned reasons as to why these people were looking to launch their own Amazon FBA business was because of the key benefit which the online retailer offers, in terms of logistics. To those of you who may not know, when you have an Amazon FBA business they handle the storage of products, the picking of products when it is purchased and they will also ship those products on your behalf. This is of course something which people love. 

Limitless

Many people pointed to the fact that through FBA you can sell whatever you want whenever you like, and that is very appealing to many. If you open your own phone business then it would be hard  to convert that to a  candy store ahead of the holidays, when it comes to Amazon you can do exactly that and you can do so with absolute ease. If we are talking limits then it is also important to note that there really are no limits to your success, there is no financial cap here. 

Growth 

If you start doing very well with your Amazon FBA business and you wish to scale up then this can be done at  the click of a button, something which cannot be said for so many other business. Because of the infrastructure which Amazon have, they can easily store more of your products and service more customers, there will be an additional charge of course but businesses don’t have to go out there looking for bigger warehouses or anything of the sort. Amazon will allow you to grow as your business does. 

Success

The overwhelming sentiment from those who left reviews on the site was that an Amazon FBA business has the potential to make them into high earners, and we have seen time and time again examples of where this has happened. The real success stories that people take note of are those who were once like you, who worked hard and found success. When you see a story like this you believe that you can do it too and this inspiration is a big reason why so many are looking at getting started in this business. 

Is Amazon FBA something which you would be likely to consider? 

Continue Reading

How Sage EDI Can Help Your Business

You may be using Electronic Data Interchange (EDI) within your business already but there is an option for you to integrate it with Sage?  Sage EDI is already very well known I the industry and it can bring many benefits if you were to choose to introduce it into your company. Sage Edi is and can contribute hugely to the success of your business but first you may want to take the time to understand exactly what it is.

 Electronic Data Interchange integration with Sage allows for automation and exchange of business documents between companies in an electronic format. It will allow for all information to be available to your employees across all departments and it replaces traditional paper forms and email exchanges of documents by integrating your accounts software. By doing this it speeds up the ordering process and also reduces the margin for human errors or mistakes that could happen when doing things manually. EDI has been adapted by a wide range of large companies, they use EDI as part of their terms of trading and when they deal with their suppliers, they require that they too are EDI compliant. EDI is not restricted to retail businesses either, it can be adapted by various companies in the industry sectors, from high tech, automotive and financial companies. Many suppliers to the larger companies are smaller in comparison and they would use a sage account, this is why it is beneficial to your company to have a secure and reliable solution such as Sage EDI. 

For your business to continue to grow and develop you want to have margins for profitability, u;timately its profit that can expand the company. This is one of the many benefits to your business if you choose to integrate Sage with EDI, it will help with a substantial reduction in costs. This is due to the fact that by using electronic data there is no more need for storing papers, filing and postage. It also means that your company will run more efficiently so shipping charges and return costs for incorrect orders will be eliminated. It will also speed up business process and reduces transaction errors, these errors are usually made when data has to be re-keyed into another system but all data is contained on the same software. Your company will experience shortened delivery time with goods and lead times are also shortened with product delivery and enhancements. Accounts integration also helps on a strategic level because it offers real-time analysis of transactions and it can help corporate responsibility by reding your carbon footprint. Most importantly it can bring companies together and allow them to work more closely together. To be able to run and expand your business venture then you are left in no doubt that integrating Sage with Edi is the best step forward to help with expansion and growth of your business, to help with saving money and ultimately making things far easier for yourself and your employees. 

Continue Reading

What We Can Learn from National Consumer Protection Week

Did you know there’s a National Consumer Protection Week (NCPW) every year? In 2020, it took place during the first week in March. If you missed it, don’t sweat it. The great thing about this event — powered by the Federal Trade Commission, state attorneys general offices and community partner organizations — is its principles hold true year round.

As the FTC writes, “NCPW is a time to help people understand their consumer rights and make well-informed decisions about their money.”

We can all benefit from brushing up on our knowledge on topics like dealing with debt collectors, avoiding financial scams and bouncing back from identity theft.

Debt Collection: Know Your Rights

Many Americans will fall behind on a debt repayment at some point, so it’s crucial to know your rights when it comes to dealing with debt collectors. If a number pops up on your screen that’s almost certainly a debt collector, what should you do?

The Consumer Financial Protection Bureau advises taking these steps:

  • Find out who you’re talking to, the name/address/phone number of the collection agency and the name of the original creditor.
  • Ask the debt collector for the amount owed, the name of the creditor and how you can dispute or verify the debt as your own.
  • Request a formal written verification of the debt before agreeing to pay.
  • Keep records of all communications you have with collectors.

It’s also important to remember debt collectors must follow certain rules when communicating. They cannot harass you, use profanity, make false threats of harm or call you early in the morning or late in the evening.

Avoiding Common Financial Scams

Another pillar of protection is avoiding common financial swindles such as:

  • IRS scams: A fraudster will impersonate an IRS representative, claiming you owe back taxes and threatening to take immediate action if you don’t pay.
  • Bank scams: A scammer will email you and ask for your login information or pretend to be a bank representative calling for your account information.
  • Investing scams: Scammers encourage unsuspecting buyers to invest in certain falsely inflated stocks or operate a “Ponzi” scheme in which they use one client’s money to pay another client rather than actually investing the funds.
  • Credit card scams: A fraudster may call and say they’re a credit card representative investigating a suspicious charge, then ask you to verify your account information.
  • Debt relief scams: Scammers try to take advantage of consumers in debt by promising to eliminate their debts “for pennies on the dollar.” Keep in mind legitimate settlement companies like Freedom Debt Relief will never ask for any payments up front until after they’ve resolved debts; scammers often illegally charge fees right off the bat.

Scams come in all shapes and sizes, which is why it’s important to thoroughly vet every offer and every communication you receive about your finances. A little due diligence up front can spare you a major headache down the line.

What to Do About Identity Theft

Nobody thinks identity theft will happen to them — until it does. In 2018, 14.4 million people became the victims of identity fraud with a median loss of $375 per case.

If you find yourself in a similar situation, you’ll want to take actions like:

  • Freezing your credit
  • Placing a fraud alert on your credit reports
  • Strengthening the security on all your financial accounts
  • Filing a report with the FTC
  • Notifying the IRS
  • Monitoring your accounts for unauthorized activity

While National Consumer Protection Week is just one week per year, we can apply its core principles to protect our finances all year round.

Continue Reading

Things to Do to Get Yourself Settled into Your New Apartment

Moving into a new place is a wonderful thing. It opens up new possibilities, and chances for you to meet interesting people, and find a level of comfort that really agrees with you.

When you move into a new place, there are certain things that you need to do however, to ensure that you are settled in properly. To make sure that your move and introduction into your new place is smooth, here are some things that you need to focus on, and take care of in advance.

Shop for New Furniture

Even if you have some furniture from your last apartment, odds are you will need to get at least a few things for your new place. These might be large items like a flat screen TV, dressers, or a washing machine, or they might be smaller items like dish racks, a folding table or floor fans.

The best way to purchase any of the items you need is online of course and when you are shopping online, you should go to 7 Coupons to get discount coupons at the most popular online shopping websites. You can use their Tatacliq Coupons to save more than 50% on the price of items you need for your apartment on websites like Amazon and Best buy. There are hundreds of deals on nearly any products you want to buy. Save money and also find out what is available through 7 Coupons.

To find out what you might need, take an inventory of what you have and what needs to be in your new place. Make sure to look at each room and consider if you need additional storage. A new TV and vacuum cleaner can be a good addition to a new place and also you might want to replace dishes and silverware. Once you have your list, you are now ready to shop.

Connect WiFi, Electricity, Etc.

You should move and reconnect your electricity, water, WiFi, and cable bills. Give each of these companies your new address and make ask if they provide services to that new location. If not, ask for the proper company to call. Do this in advance in case there is additional time required for any installations or connections.

Find Out Where Critical Services Are

You should locate at your new address where the critical services including fire and police. Make note of directions to each. You should also drive by the nearest hospitals and clinics in your new neighborhood. You do not want to try and find a route to them when you have an emergency.  Put maps to these key places in your phone for quick access.

Take a Tour of Your New Neighborhood

Before you move in, it is a great time to take a tour of your neighborhood. Drive around or even walk and see where the cool restaurants, cafes, coffee houses and even movie theaters are. These are the places where you will frequent and maybe even make new friends.

Moving into a new apartment is always fun and exciting. Go through this list of key things you need to get done before you move and things will go really smoothly for you.

Continue Reading

Top 4 Friendliest Cities in Florida

No matter your chosen Florida destination, the beaches, sunshine, and ample attractions ensure that everyone in your family has an adventure of a lifetime. The state isn’t one of the top tourist destinations in the United States year after year for nothin’! However, choose one of the friendliest cities in the state and your trip becomes an even more unforgettable adventure. Which cities qualify as the friendliest in Florida? The four on the list below are visitors’ top picks for friendliest cities.

1- Jupiter

You won’t need a spaceship to visit the out-of-this-world city known as Jupiter, Florida. The small town has the heart of a big city, but with the warmth, relaxation, and friendliness that out-of-towners crave. Jupiter is a coastal town filled with a myriad of outdoor activities for all ages to enjoy. Parks and beaches are two popular activities. Getting around is easy when you’re in Jupiter and it’s usually on the less expensive list of Florida visitor locations.

2- Sarasota

Sarasota has everything a visitor could possibly want for a near-perfect getaway. Scrumptious dining suitable to every palette, beaches and gorgeous coastline, perfect weather, and many attractions ensures that your vacation is an adventure you’ll never forget. Sarasota is a great family destination, but there’s also a ton of college-age students in town most any time of the year. It seems that people in Sarasota have never met a stranger. Whether you need directions or recommendations for a place to eat, you’ll appreciate the friendliness that Sarasota offers.

3- Fort Lauderdale

Fort Lauderdale is one of Florida’s more expensive regions, but it’s easily accessible and has plenty of attractions for visitors. There are also fewer people scattered about the city than in some of the other areas. Fewer crowds and more enjoyment are benefits you’ll appreciate. Shopping is a favorite activity for visitors to Fort Lauderdale, but golf is also in full swing! Fort Lauderdale has amazing beaches like most other cities in Florida and plenty of fun activities to choose from for your vacation. People are fun and friendly and leaving with a few new friends is more than likely how you’ll depart.

4- The Villages

Do you love golf? Looking for a relaxing, friendly vacation spot that is less crowded than more popular destinations? The Villages has you covered. In fact, many people who visit The Villages find themselves on the telephone with long distance movers to The Villages, making plans to relocate, after their visit. Along with the best golf course in The Villages Florida for every skill level, The Villages is home to many social venues and attractions to fill your time. People in The Villages maintain a close-knit relationship and welcome visitors with open arms.

Millions of people visit Florida every year. While many of those people come for attractions such as Disneyworld, Six Flags and Everglades National Park, the state offers so much more than meets the eye when you look beyond the hype. The four cities on the list above represent just a handful of the state’s friendliest places to visit. When you travel to Florida, choose one of these destinations and secure an amazing adventure that you won’t soon forget.

Continue Reading

Is A Payday Loan Right For You?

Before taking out any kind of loan, it pays to make sure that it’s definitely the right decision for you and your financial circumstances. Different kinds of loan suit different situations; a long-term DIY project, for example, might be better suited to a second mortgage or a heftier loan from a bank, while a short-term expense means taking out a short-term loan might be a good idea.

Nowhere is this maxim more true than in the world of payday loans. Payday loans have garnered a bit of a bad rep from the media, but that rep is undeserved; they’re just like any other kind of loan, but some unscrupulous shark companies managed to gain a bench in the court of public opinion before greater financial regulations led to these companies ceasing business operations. In reality, there are a number of situations in which a payday loan is a great idea for you. Here are a few situations where payday loans would come in handy.

When your credit rating isn’t great

No matter how reputable or understanding your bank may be, if you don’t have a great credit rating you’re just not going to get accepted for a loan. Credit score is often the watermark by which you’re judged for a loan; if the score is low, you won’t get credit, no matter how solvent you may currently be. There are a number of ways to improve your credit score, but most of them are long-term and some of them even involve taking on more debt. Payday loan companies, by contrast, will usually approve you for loans even when your credit score is low. By taking out a payday loan, you can easily avoid the embarrassment and difficulty of applying for a loan only to be rejected when your credit score isn’t up to scratch.

If your car stops functioning

If you’re anything like us, then your vehicle is the absolute backbone of your life. You can’t imagine going anywhere without it, and on the rare occasions when you do use public transport you feel naked. Your car is crucial, especially if you’re driving somewhere remote or distant for work. With that said, if your vehicle breaks down and you just don’t quite have the cash to cover the repair cost before payday, that’s when a payday loan might come in handy. You can apply for a quick, easy cash injection, then pay it back once your pay comes in. There’s nothing more important than peace of mind when it comes to your primary mode of transportation, so if you find yourself at a loose end, don’t be afraid to go for a payday loan.

When you’ve done your research

We said earlier that payday loans are just like any other industry when it comes to disreputable companies, and that’s absolutely true, but despite tighter financial regulations, there are still companies operating out there which – simply put – shouldn’t be. Before you take out a payday loan, make sure you’ve done solid research into which companies will do right by you. Before taking out a loan, the loan company should make your options clear and obvious; they should, optimally, discuss the loan with you before approving; and they should make the process of repayment, as well as what would happen should a repayment be late or non-forthcoming, crystal-clear. Don’t take out a loan until you find a company that satisfies these criteria, as well as any you might personally have.

When a friend or family member needs help

Here’s a situation that will be intimately familiar to many: a close friend, relative or partner suddenly loses their job. They turn to you for help, because they trust you and they know you’re financially solvent, but you’re saving for something important. How best to help them? Well, why not consider a payday loan in this circumstance? Taking out a small, quick loan will enable you to help them in the short term, then when they’re back on their feet again they can see about repaying you. You’ll be able to dip into your funds in a much more consistent fashion to repay the loan rather than drawing out money in a lump sum to give to your loved one, and they’ll thank you for being their rock in hard times.

When another debt is close to being repaid (careful!)

We want to slap a massive caveat onto the front of this one: do not use payday loans to attempt to pay off significant debts elsewhere in your life. Doing this will only lead to heartbreak as the loans pile up; if you’re not solvent enough to make regular repayments on debts, you’ll need to speak to a financial advisor or someone at the loan company to make bespoke arrangements rather than simply transferring the debt somewhere else. That said, a payday loan can be a great option if you just need to cross the finish line on a loan that’s seriously close to repayment, but for whatever reason you just don’t quite have the funds to spare in your bank account. Paying off the payday loan once payday comes will be easy, and you’ll rest easier knowing that the bigger and more pressing debt is paid.

Continue Reading

What’s the Difference Between Oil Vapes, Dry Herb Vapes, & Wax Vapes?

Now that marijuana is becoming more popular and socially and legally acceptable, many people are excited and confused to learn that there are several methods of consumption. Instead of endangering your health to common smoking ailments, you can enjoy your favorite strain wherever allowed without “lighting up.” Say goodbye to smoking and hello to vaping.

The type of product you’ll enjoy depends on the kind of vape pen or wax vaporizer you have. With ccell vaporizers, you can enjoy oil, dry herb or wax vapes. There are even combination pens that allow you to switch between dry herb, twax, and oil without carrying around a ton of stuff.

Temperature and Maintenance Differences

An important thing to remember about a dry herb vaporizer is it has a different heating mechanism than an oil and wax vape pen. Wax pen coils are delicate and should be handled with care. Improper use and residue can destroy a good strain and pen. The coils on dry herb pens are usually more durable and longer-lasting.

Oil and wax vapes have higher heating temperatures than dry herb. The higher the heating temperature, the easier it is to burn and ruin the flower/oil. Keep in mind, optimum heating times for dry bud and wax/oils respectively range 350 to 400°F and 360 to 450°F, depending on the strain. Dry vapes are easier to clean than oil and wax units. Oil cartridges are sealed, but they can leak. Wax leaves behind residue and buildup, while dry herb devices do not.

When it comes to choosing vape pens, don’t be afraid to try something new. If you like to use cartridges, consider a specialized vape pen that also does waxes. Take good care of your vape pens and products to maintain their effectiveness and longevity. For more information on vape pens or to learn more about oils, wax and dry herb accessories, contact Vape Parts Mart online.

Continue Reading

Building Images the Nigerian Way

In order to be a strong nation, people have to come together in unity. This can be difficult in countries that are still struggling to develop their own identify. Countries like Nigeria, for instance. Consider that there are in excess of 300 different tribes in Nigeria alone, represented across the state, from Southern Kaduna to Lagos, and consider that Nigeria has only been independent for 57 years, and it quickly becomes apparent why there is still a lot of fragmentation. This is something that Nenadi, a former economic and financial minister from Kaduna, has worked very hard to address during her tenure as Senator Nenadi Esther Usman. She believes that what is needed, is to create an “image” or “brand” that represents Nigeria as a whole.

The Nigerian Brand and Image

According to Esther Nenadi, it is vital that a general perception, or mental image, is created of the country, and that this is a positive one. The image, says Nenadi Esther Usman, has to be one that defines the character of Nigerians. Unfortunately, at present, the global image of Nigerians is one of bad leadership, drug dealers, corruption, and so-called Nigerian uncles, known for their scam emails. And because this is the global image, it has started to affect the way Nigerians have started to see themselves.

As the former finance minister, Nenadi has been at the heart of the government, and she has worked incredibly hard at the rebranding efforts of the country. Esther Usman has worked on identifying why there seems to be a tradition of bad practice in the country, identifying the fact that the older generation behaves in what would now be classed as unacceptable ways, influencing youths to do the same. Hence, Nenadi Esther believes that the focus should be on young people, ensuring they become representative of what Nigeria is truly like.

Esther Nenadi Usman understands that there continues to be a lot of corruption in Nigeria, and she feels that what is needed to combat this, is a change in leadership. When in government herself, she did much to change this and she continues to be involved in the rebranding of government. Meanwhile, she focuses strongly on youth education as well, in an effort to ensure that tomorrow’s leader will be one that understands what the true image and brand of Nigeria is, and is able to convey that to the world.

Nigeria is a country that continues to be in some turmoil, but a lot of progress is being made. The country is committed to be in the top 20 biggest economies in the world by 2020, and they are getting close to reaching that. This, in itself, has been an opportunity for the government to turn its back on corruption and to do things the right way, as they are now under stringent international scrutiny. According to Usman, this is something that should be embraced, as it is an opportunity to turn the Nigerian image or brand into something positive at last.

Continue Reading