How To Make Sure You Ace The Dmv Written Exam

If you are learning to drive then you will no doubt want to ace your DMV written exam so that you can get behind the wheel as soon as possible. With this being said, you will not pass the exam if you don’t prepare in the right way and as many as 4 in 10 actually fail this test the first time around. In order to pass the test first time it is important that you prepare in the right way so that you can give yourself the best possible opportunity of acing it.

We have looked at some of the most common mistakes that people make when preparing for this test in order to let you know exactly how you should be getting ready for this exam when the time comes.

Planning Ahead

From the moment that you find out when your exam will be, it is time to start getting into study mode. Many people make the mistake of studying too late in the day which means that they are putting themselves in a position whereby they will not have sufficient time to work through all that they need to study. In order to avoid rushing your studies as the exam date approaches, make sure that you are on the front foot in terms of getting started on studying for the exam.

Allotting Your Time

As with anything that you study for, it is important that you allot your time correctly when it comes to studying for this test. The best way to do this is to flick through the DMV handbook and break it down into sections. Create a time window in which to study each of these sections and then at the end of each week, do a quick recap on what you have studied to make sure that you have remembered it.

Don’t Just Read

You could sit and read the handbook until you are blue in the face and the information will not simply fall into your brain. Instead of just reading you need to be doing so in a way that highlights all of the key points that you are learning about. So, when you read through the book for the first time, you need to be underlining, making notes and highlighting the important points that you see in the handbook. Not only does this help the knowledge stay in your head, it makes it much easier to study when you read through the book again.

Practice Tests

It is important that you aren’t surprised by anything that happens when you go in to take the exam and in order to avoid this you should be doing as many practice tests as you possibly can. There are some great websites which can help you to pass your test through giving you test questions and mock exams, a great way to get some experience under your belt. Once you have been through a couple of  practice exams, you will be able to see just where you are going wrong, what form the questions take and what is expected of you during the exam itself. Once you have finished studying through the guide book and think that you are ready, head online for a practice test to see if you are up to the required standard.

If you do happen to fail your exam then you can always study some more and try again but this will prolong the wait to get behind the wheel and hit the road. In order to get driving as soon as possible, make sure that you prepare well and ace the DMV written exam straight away.

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Make Safety Your Driving Focus

Each time you get behind the wheel of your vehicle, are you the safest you can be?

In answering that question, stop to think about all the factors in play each time you are driving. Not only do you have to be cognizant of operating your car or truck, but there is also all that is going on around you. There is more to driving than getting in the vehicle, turning on the ignition, and then driving off.

With that being the case, what are you doing to make all your times in a car or truck as safe as they can be?

Is Technology Playing a Role?

In your quest to make each trip in a vehicle a safe one, keep a few pointers in mind:

1. Vehicle technology

What kind of technology does your vehicle offer you?

For many of the more recent cars and trucks to hit the road, they come equipped with some tech advances.

One such tech item is the backup camera system.

Such systems allow drivers to have a good view of what is behind them before going in reverse. Such cameras are also an option for those consumers with recreational vehicles.

By searching for a license plate backup camera, you can better keep you and others in your car or truck safe. You also protect others around you such as other drivers and even pedestrians. Knowing what is behind you when you go to backup is a necessity, not a choice.

2. Vehicle maintenance

Even with the proper technology, you must maintain your vehicle on regular intervals.

As an example, how often do take your vehicle in for service? By doing regular maintenance, you lessen the odds vehicle will put your life and the lives of others at risk.

From keeping tires from getting worn to making sure the brakes work, don’t slip on maintenance. If you do, you put yourself and others in harm’s way.

3. Driver focus

Last, as important as having a sound vehicle is, make sure your focus is there too.

This means not allowing distractions to creep into your daily driving habits.

Among some of the worst ones can be:

· Drinking and driving

· Drowsiness

· Using a cell phone or other such device while driving

· Trying to read material (newspapers, maps etc.) while operating the vehicle

· Being preoccupied with talking to passengers

· Allowing other drivers to get to you aka road rage

While there is nothing wrong with having some fun while behind the feel, take it as the serious manner it is.

The last thing you want to have happen is a life-changing accident. Remember, that accident may not only change your life, but lives around you and away from you.

If you had to rate yourself as a driver, what kind of grade would you offer?

Last, if you have children who may be driving soon, will you give them the right advice when it comes to safety?

Given kids often follow their parents; make sure you set a good example each time you get in your vehicle.

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Reasons to Avoid Longer Term Auto Loans

Most consumers would have a difficult time purchasing a new or used vehicle without the help of financing from a bank, credit union, or another lender. Vehicle loans allow a prospective car buyer to receive a lump sum specifically for the purchase of the vehicle of their choice, and payments of that total amount plus interest charges are made over the course of months or years. The interest rate applied to a vehicle loan is dependent on the borrower’s credit history and score, but because the car is collateral for the loan, lenders are able to offer relatively low rates. Both the monthly payment and the interest rate are fixed for the life of the loan, offering predictability to the car buyer.

Given that the average price of a new car is an impressive $33,000, a vehicle loan is the best way to purchase without having to save up a significant amount of money beforehand. However, each lender provides varied repayment terms which car buyers should understand before signing on the dotted line. Most notably, having a longer repayment term may be appealing on the surface, but extending the payoff of a new or used vehicle is not always a sound financial decision. Here are a few things to consider with longer repayment terms for new or used vehicle loans.

Immediate Depreciation

Selecting a longer repayment term for a new or used vehicle loan exaggerates the problem of depreciation. For new cars, the value of the vehicle is significantly reduced the moment the owner drives off the lot. While less dramatic for used vehicle purchases, depreciation still takes place immediately after changing ownership. When a longer vehicle loan is taken out on a new or used vehicle purchase, owners may be stuck with a loan payment and remaining balance on a car that isn’t worth that much if it were sold.

Negative Equity

Depreciation takes a toll on the equity in a vehicle as well. Equity is the difference between what is owed on the vehicle loan and the market value of the vehicle. When a longer vehicle loan is chosen at the time of purchase, the combination of smaller principal payments and rapid depreciation come together to create negative equity – owing more on the vehicle that its market value. When this takes place, it can be difficult to trade in the vehicle before the loan is paid off, and car owners have no options for using their vehicle as collateral for a short-term loan. Negative equity can become a dangerous cycle of debt, especially when a vehicle is traded in before the loan is paid in full.

Higher Interest Rates

The most common term for a new or used auto loan is 60 months, or five years, but some find that the monthly payment for that repayment agreement does not fit easily into the budget. A longer loan term of 72 or 84 months may be offered by the selected lender to help ease the shock of the monthly payment; however, a lengthier term often results in a higher interest rate for the life of the loan. Again, with lower monthly payments and less of those payments applying to the principal balance, car owners will inevitably face negative equity in the vehicle unless the loan is paid in full before the end of the term.

Borrowing from a reputable lender is a smart way to finance the purchase of a new or used vehicle, but card buyers should steer clear of longer term loans when possible. Consider reducing the purchase price of the vehicle, or selecting a used car over a brand new vehicle to keep monthly payments on a shorter repayment term to avoid depreciation, negative equity, and higher interest rates on the auto loan.

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Where to Avoid Damage to Your Car’s Glass

There several terrains and surfaces out there that can be easily negotiated when driving a car. There are others, though, that pose more of a threat – like a stone or a small rock popping up, hitting and cracking your windscreen.

The forest

While the beauty of your surroundings might be well worth the trip, it can be a negative if something from the surface beneath your car’s tyres has a say. A large branch from a fallen tree or the root from a large plant can pose a big threat, falling from the tree or skipping up from the road when effectively triggered by your car partially riding over it. Either way, car glass repair would be needed.

The urban jungle

The big city, despite its smooth road surfaces and evenly tarred roads should not be thought as entirely safe and free of danger to your car’s windscreens and windshields. For that matter, the glass covering some or all of the headlights, reverse lights and turning indicators could also be placed in jeopardy if something like a small stone or piece of rubble springs up for whatever reason. Basically, stick to the speed limit and you should – more often than not – be safe enough.

On holiday

No matter the road surface, whether you are in a small coastal town or driving through a bigger inland city, for a weekend away or an entire week’s holiday, you just never know when a nasty surprise could hamper your proceedings. There isn’t really many ways to truly avoid this, but if it does strike, hopefully the place you are in has a quick repair place, which can help you get back on the road quickly enough. That said, you’d do well to research these kind of places ahead of time, just in case something does happen.

Act now, not later

Whether it’s truth or myth, many will differ, but placing your thumb or a piece of tape on a small crack on the glass won’t necessarily prevent it from becoming bigger and longer and even wider over time. When there is a crack, big, small or medium, the time to act on getting it fixed is there and then. There is no time to waste – and the problem must be sorted out. It’s not like a leaky tap, which is a waste of water actually, or a long hairdo that needs cutting – the urgency is much greater. The need is more major. The requirement will be entirely more obvious.

Thereafter

Once you’ve had the repair and have presumably been advised how to hopefully avoid such a shock for the car glass in the future, you will be able to resume what you were doing – whether you were on holiday or on the way to work or going to visit family or friends. To reiterate, while there is not a lot you can do to stop a stone or the like from popping up to crack the glass, there are things you can do to make the fixing of it more simple and quick.

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How to avoid locking your keys in your car

Learning to avoid locking your keys in your car is the wish of many drivers ... Photo by CC user  Masi27185 on English Wikipedia

Of all the misfortunes which can befall you while driving, locking your keys in your car is certainly one of the most annoying. Aside from wasting time and money, it makes one appear to be incompetent. Once this happens to you for the first time, you’ll never want it to happen to you again.

Even if you have no problems calling up a car locksmith specialist whenever your absent-mindedness rears its ugly head, taking the time to adopt the following habits will help keep these embarrassing incidents to a minimum.

1) Never lock the doors without having your car keys in hand

If there is one habit that has served the author of this article well over the years, it has been the adoption of the following practice: never lock any door without having its respective key in your hands.

It doesn’t matter if you swear that your keys are in your coat pocket – take them out and place them in your hands as you lock the door from the inside.

On occasion, you’ll find your keys are not where you think they are. In these instances, you’ll find them on the passenger side seat, or in the ignition. Oops.

Once you get used to this protocol, the number of situations where you’ll have to call upon a car locksmith Perth will drop drastically.

2) Only lock the doors using a fob

The development of modern car systems have made fob-controlled locks a ubiquitous feature in all but the most basic of models.

As such, you can adopt the policy of only locking your doors from the outside using your fob. Since they are attached to your keys, this makes it impossible for them to be inside the vehicle while you are securing it.

Even if the batteries die within the fob (get them replaced at an auto parts store ASAP when this happens), you’ll still have your physical keys present to lock and unlock your vehicle.

3) Stow spare keys in your house/purse/pocket

Don’t trust yourself still? Add another layer of security by going to a key cutter and having replicas of your car keys made.

Make enough so your partner has two sets, one to hide in the kitchen, and an extra set to put in your pocket or purse. With all these redundant keys, you’ll have a backup even if you commit a massive brain fart and end up locking the main set in your car.

4) Have a locksmith in your phone’s contact list

Despite all the measures described above, Murphy’s Law will sometimes supersede all these safeguards. Example: you lose your spare key in the laundry one day and then proceed to lock your keys in your car hours later.

Guard against this by having a trusted car locksmith on speed dial. Find their number of a car locksmith Perth and store it in your contacts before you find yourself in this situation. If you don’t, you’ll inevitably find yourself out of data or be too far from your provider’s tower to try to search for a number on the fly.

With a variety of tools designed to pick the lock of almost every make and model on the road, your friendly neighbourhood car locksmith will be able to save you from this awkward situation within minutes of their arrival.

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Buying for These Things Will Boost Your Mood!

Science has proven that shopping can lift up your spirits. In a recent survey by TNS Global on behalf of Ebates.com, around 52 percent of respondents said they’ve engaged in “retail therapy,” the act of shopping and spending to improve one’s mood. Shopping for many people can be like a mini-mental vacation, and this has been consistent for both men and women. So if you are feeling down, here are some purchases that can lift your mood:

Small Purchase – A Song Download

Music has positive physical and mental effects on our bodies. As we listen, music works on the autonomic nervous system, which is responsible for controlling blood pressure and heartbeat, as well as the limbic system, which is responsible for feelings and emotions. A review of 23 studies in 2009 involving almost 1,500 people found music helped to reduce blood pressure, and anxiety in heart disease patients. Music can benefit psychological wellbeing, too. Research from the University of Missouri found that upbeat music can have a very positive effect on our wellbeing. And, you feel better even if you are listening to sad music. So for the price of a music download (less than 99 cents) you can feel great while singing along with your favorite song.

Medium Purchase – A Dog

Ask a dog owner, if having a dog is worth it, and you will almost always get a resounding yes. Ask them why, and you will hear that having them around makes the owner happy. The social support provided by pets is comparable to that from a fellow family member. One of the reasons for these happy feelings is that dogs fulfill the basic human need to touch. Even hardened criminals in prison have shown long-term changes in their behavior after interacting with dogs, many of them experiencing mutual affection for the first time. Stroking, hugging, or otherwise touching a loving animal can rapidly calm and soothe us when we’re stressed or anxious. The companionship of a pet can also ease loneliness, and most dogs are a great stimulus for healthy exercise, which can substantially boost your mood and ease depression. Dogs can instill a greater sense of self-worth and self-esteem in their owners. They make the perfect companion and lift your mood.

Big PurchaseA Car

Buying a car seems like a long way to go to improve your mood, but think of it as making a big purchase once to have mood lifter for many years. Driving is an awesome experience. Once you develop the automatic, intuitive way of switching indicator lights, interchanging clutch/brake/accelerator pedals so smoothly you barely notice it yourself; listening to the revs on the edge of your conscious to know when to switch gears; master the traffic rules and how to use them to your advantage and the way traffic flows; you become a part of a single organism that is the car with the driver, with your hands and legs becoming extensions of its gears and axles, making the complex mechanism fulfill its transportation task impeccably.

Your see hear and feel everything and fly along the road without a care in the world. This is the thrill you can get from driving a car and why it is so good at lifting your mood. The great part of it, is that you do not need to purchase a high-priced brand new Mercedes, you can buy a used Ford car and get these same feelings. So make the purchase and feel great about it.

So next time you are feeling down, don’t feel bad about wanting to spend your way out of it. Retail therapy purchases are overwhelmingly beneficial at leading to mood boosts with no regrets or guilt.

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4 Tips in Shopping for That Next Vehicle

If you’ve purchased a new car or truck in the past, you certainly know how nervous a time that can be.

Unless you are rather well off financially, you will more than likely end up making car payments. As such, the rate of interest you will pay of course varies, along with factoring in how much money you put down at the initial signing. Always be on top of your financial well-being (see more below) before signing any new vehicle paperwork.

There is also the possibility that you will be one of those unfortunate consumers who ends up driving off the lot with a lemon.

Although most consumers end up getting the new car or truck they want, one that ultimately serves them for many years to come, some unfortunate individuals are stuck with a disaster.

So, how can you go about doing everything correctly in shopping for that next vehicle?

Related: Safest cars and trucks

Be That Informed Consumer

When it comes to increasing your odds of getting the best vehicle at the best value, it all starts with being an informed consumer.

Tip #1- Know the basics

In order to put yourself in the best situation when buying a new car or truck, be sure to know about as much as possible regarding the vehicle you’re interested in. Things like what kind of fuel efficiency it gets, how it is rated in terms of safety, and whether or not you need all the bells and whistles that come with it. With a simple Google search, you can oftentimes find out that kind of information and much more, so use the Internet to your advantage.

Tip #2 – Know the dealer

Unless you have your heart set on dealing with one car dealership only, you will likely visit a number of them. Prior to making your rounds, do some background searches on the dealers themselves. This gives you an advantage in knowing what to expect before you even walk in. When looking to buy a new Honda, be that educated consumer when you start to discuss new vehicles and prices.

Turn to Family and Friends

Tip #3 – Know how others faired

There is a good chance that some outside family members and/or friends have purchased new vehicles within the last couple of years. As a result, lean on them for their experiences, especially the ones that were quite positive. In doing so, they could steer you to a particular dealership where first-rate service is the norm. You might even end up securing a little discount when you mention one’s name to a salesperson. By knowing one or more people who successfully purchased vehicles from a specific dealership, that dealer may want to keep the customer pipeline running, thereby offering new customers a better deal.

Tip #4 – Know your limits

Finally, the last thing you want to do is get in over your head financially. If you do that, you could end up dealing with financial headaches for years to come. Before you set foot in the dealership, sit down and crunch the financial numbers, seeing where you are best-served in buying your next new vehicle. Lastly, see what kinds of deals might be available depending on the time of year you go car shopping. If you wait to certain times of the year, you may find dealers wanting to move certain inventory off their lots, giving you a great opportunity.

Buying that next new car or truck shouldn’t be an experience that sends shivers down your spine.

With some research and a smart head on your shoulders, you can drive off with the best possible vehicle today.

You might also enjoy: Tips for buying a used car

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What is GVM and How Does it Affect your Driving?

Gross Vehicle Mass (GVM) is the total weight of the vehicle, which includes all the passengers, the luggage and equipment, and even the fuel. This will be very different to the actual weight of the vehicle itself, and if you go overboard with the accessories, you could be adding so much extra weight that stability becomes an issue. All Australian vehicles will have both the gross weight of the vehicle (as sold) and the GVM, which would be displayed in Tonnes and kilogrammes.

Know your GVM

If you’ve just purchased the truck, then you do not need to concern yourself with the GVM, but if you are planning lots of heavy duty add ons, then the weight of your truck is likely to significantly increase. Improved suspension help when driving a heavy vehicle, and if you are in WA, check out http://www.westcoastsuspension.com.au/, who are experts in off road suspension for every environment.

Related: Could 2017 be a record year for auto sales?

Stay Within the Weight Limits

The vehicle manufacturer will have extensively tested the truck, and would know the safe limits of gross weight, which should never be exceeded for obvious reasons. If you are driving a truck that is close to the maximum weight, upgrading the suspension is essential, and West Coast Suspensions are the ideal people to talk to.

Weight Distribution

The handling of a vehicle will be much better if the weight has been evenly distributed, and generally, heavier objects should be centrally located, and the lower the better, as stability will be affected if you attach heavy objects to the roof rack. If, for example, you are carrying a lot of camping equipment, make sure it is correctly tied down, and also that it is as aerodynamic as possible. Waterproof rubber covers can be tailor made to give roof contents a dry base, even in the heaviest of rain, and try to keep things balanced, with not too much weight at one end, or on one side.

Weighbridges

These are everywhere and if your vehicle is fully loaded and ready for an extended trip into the wilderness, spend a few dollars and find out the exact weight of the fully loaded truck, and this will give you peace of mind, knowing that the GVM is within the limits.

Sluggish Response

If your truck is overloaded, the handling will become sluggish, and this will put extra strain on your suspension and chassis, along with much more work for the braking system, and if you have to negotiate any steep inclines, the weight of the vehicle is critical. Momentum increases with more weight, and this means you need more distance to effectively stop the vehicle, and if you feel the handling is not what it should be, consult a suspension expert, who can recommend a suitable upgrade.

The gross vehicle mass is something that should never be exceeded, and with evenly balancing the extra weight, your ride will always be solid and reliable. If you are in any doubt about this, talk to an expert, who can make sure everything is as it should be.

You might also enjoy: Things you should be excited about when buying a new car

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Vehicular Vigor – Things to Get Excited about When Buying a New Car

So, you’re buying a car! Whether it’s your first time or your fifth time, buying a car is an extremely exciting time. It means independence, ticking of an adult life goal, as well as that brand new car smell! Read on to discover what things you should be excited about – and what you should be wary of – next time you purchase a car.

  1. First timers

After your home, a car is one of the best necessary, albeit expensive, big ticket items that you will spend money on. Therefore, it’s worth putting the adequate amount of research into what you’re going to buy. If it’s your first time buying a car, you will have a few other considerations to think about.

For example, what is your budget?

Plus, don’t forget to factor in registration and insurance! As well as this, you need to establish whether you can actually drive the vehicle you are going to purchase on your current license. Do you have a manual or automatic license, and how many passengers can you legally drive? Lastly, your first car should be a safe and easy to drive car, especially as you are just starting out in your car owning journey.

  1. New or used?

No matter what type of car you decide to buy – new, used or perhaps even demo – you need to ensure you enlist a reliable dealer, such as Cars and Co. Let’s dissect these types of car options one by one.

Firstly, one of the most appealing things about buying a brand new car is that you can choose exactly the make, colour and model that you want. There is no compromise. However, you are going to be paying more than with the other options.

Secondly, a used car makes a lot of sense, especially for first time car buyers.

This is because a second hand car will stretch your budget much further, meaning you will usually get a better quality car for the amount of money you spend. If you’re still undecided on whether to purchase a new or used car, perhaps you should consider purchasing a demonstrator. There is the potential to save a lot of money and value in a demo car, which is the car that customers take for test drives.

  1. The buying process

The buying process is certainly exciting, however it does need to be treated with the appropriate care. Firstly, you need to research the car options you’re after, gathering all appropriate knowledge you need. Next, you should create a list of the exact car you want, as well as all the accessories and add-ons that you deem necessary.

From this point, you need to compare this list with your actual budget to see what you can actually afford. Then, you’ll be able to investigate your financing options in order to get a realistic quote and have an idea of your car buying timeline.

  1. Important considerations

Just before you go throwing your hand earned cash down on a vehicle, it’s imperative that you remember a number of important considerations. For example, ensure that you compare all models of the car that you are keen on buying. Usually, they will vary in safety, luxury, reliability and running costs. No matter your preference, safety is the one aspect that you should not compromise on.

Always aim for a 5-star safety rating when buying a car.

Next, you’ll think about whether you want to buy an automatic or a manual car. This will depend on your license as well as personal preference.

Lastly, if you have the budget for it, you can consider some lifestyle features. For instance, do you need space for outdoors items such as sports equipment or camping gear? Perhaps a good sound system is paramount for you? Think about what lifestyle features you may want and, if you can afford them, talk to your car dealer about purchasing a model that incorporates these.

With some adequate planning, buying a car can be a relatively painless and seamless process. If you stick to these 4 tips, not only will you be excited about the right things when buying a car, but you will understand the important things you need to consider, also. Good luck!

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Top Tips For Buying a Used Car

When it comes to buying a new car, deciding on purchasing a used car is a far more cost effective way to get the new auto that you want. There are many benefits of buying a used car over a new one, the initial costs, the fact that used cars hold value far better and you can also get a better car than what you perhaps could afford if you decided on buying new. There is a stigma attached with some used car salesmen so you need to ensure that you are fully prepared with how to go about buying your used car, here are some top tips for you to help you out.

Know What You Want

If you are going to buy a used car from a dealership, it is important that you have a firm idea of what you are after before entering , simply turning up to see what they have leaves you vulnerable to a strong sales pitch for something which you may not have had in mind. Do plenty of research beforehand, check out magazines and classifieds and look online to get an idea of what you want. Consider what you will be using the car for and how often you plan to drive it in order to narrow down your options.

Keep Your Price to Yourself

Sales staff will always want to know what your budget is when you walk into the dealership, this is so that they can do their best to max it out on the price of the car and any add-ons which they might be able to sell you. You wouldn’t reveal your budget when you enter the grocery store so don’t do so here.

Inspect the Vehicle

Unfortunately, there is some truth in the stories that there are some real cowboys out there in the used car industry and in order to protect yourself, you need to ensure that the car is in great condition before you buy. If you, like many of us, don’t really know what you should be looking for under the bonnet, then take a professional. Naturally it helps if you know someone that has knowledge about these things but if not, it might be worth giving a mechanic a few dollars to give you a hand.

Negotiate Hard

When the time comes to talk pricing, you need to be hard and smart with your negotiation skills. Don’t ever accept the price that is on the car, this will be largely inflated, try to aim to take 10-15% off the price of the car. If you don’t get the price that you want then it is time to walk away. Very often, the sales staff will want to make the sale far more than you wish to buy the car so try to remember that. You may be offered some add-ons to sweeten the deal, if this happens then take some time to consider things before making a decision. A good technique is to tell them that you wish to sleep on it, once you leave the car lot you can pretty much guarantee that they’ll be on the phone soon with a better offer.

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