Does Someone Else Know Your Identity Too?

Does Someone Else Know Your Identity? Some shadowy hacker might...
Photo by CC user YBS 999 on Wikimedia Commons

Your personal identity information (especially as it pertains to finances) should be one of your most closely guarded secrets, yes? Having said that, does someone else know your identity?

While most consumers take this question to heart, others are not quite as thoughtful. In fact, some prove to be downright careless.

In a day and age where identity theft can set you back for a number of years, avoiding it should always be a high priority.

Even though there are certain events you need to put in motion to best protect your identity, much of it centers on having the right identity theft protection in place. When you have that, you are already a step ahead of the criminals.

With that in mind, how will you go about making sure someone else (notably online criminals) does not know your identity?

Take a Stance Against Online Criminals

So that you can decrease the chances you will become a victim of identity theft, start out by making sure you have a reliable defense against these criminals.

That all starts by finding the best identity theft protection service out there, one that will have your back from the day you begin using the product.

Finding such a service can be a little tedious, but the time and effort you invest in doing just that will ultimately prove well worth it.

Whether you are swayed to go with LifeLock identity protection or another such provider, make sure you vet each and every company you consider.

For starters, look at how long they have been in business?

While there is absolutely nothing wrong with considering newer companies on the market, those having been around for a number of years tend to be a better bet. The experience, plus learning what does and does not work over time, typically adds up to a better result for the consumer when all is said and done.

Secondly, never underestimate the importance of customer service.

As great as a company’s product may be, it is an even better overall brand when its customer service is as good as can be.

Once you have a provider selected, you may have simple questions or possibly even run into a snafu or two at some point and time. This is why customer service can never be taken for granted.

One of the ways to better determine how stout a company’s customer service is will be by asking family members (outside your home), friends, even co-workers, about which I.D. protection service they opted to go with.

In today’s business world, most companies know that wasting the time of customers is a sure ticket to ultimately losing their business. Find that provider willing to go the extra mile for you without hesitation.

You Must Be Responsible Too

With the right provider on your side monitoring your financial details, the rest pretty much all boils down to you.

Even with a solid identity theft monitoring provider backing you up that does not mean you are 100 percent immune from those wishing to do you harm, notably in terms of your finances.

Make sure you do not voluntarily give out any personal information, information that could easily come back to haunt you.

Just as you would not leave a credit card, your bank account number, your Social Security I.D. etc. sitting around in public places for the entire world to see, it is imperative you cover your tracks online too.

If you plan on traveling over the summer or at any point during the year, be careful when using computers in public places, places including hotels and libraries.

Since it is hard for you (or any traveler for that matter) to know with 100 percent certainty as to whether or not the server you are on is totally safe, err on the side of caution.

In the event you need to do any online banking or other personal financial matters while traveling, do them on your mobile device (assuming that is that it is already protected).

Keeping identity theft thieves and other online criminals with ill intent at bay can be tricky, but it doesn’t have to be a losing proposition.

Just remember that there are services out there to assist you, services to keep someone else from knowing your identity.

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